Author: WILMAR NICOLAS DULDULAO

  • Implementation of TOTP Authentication in all PhilHealth Systems

    Implementation of TOTP Authentication in all PhilHealth Systems

    PHILHEALTH has published in the PhilHealth website on March 21, 2025 of the Philippine Health Insurance Corporation ADVISORY No. 2025-0008 on the Implementation of Time-Based One-Time Password (TOTP) Authentication in All PhilHealth Systems to improve security and protect user data across all PhilHealth systems as an added layer of protection.

    TOTP is a two-factor authentication (2FA) mechanism that generates a unique, time sensitive password every 30 seconds. This means users must enter a code from their TOTP app in addition to their usual login credentials.

    A separate a advisory will be issued once this feature has been implemented in the affected system. The advisory was signed by Emmanuel R. Ledesma, Jr., President and Chief Executive Officer on February 3, 2025.

    Please refer: https://www.philhealth.gov.ph/advisories/2025/PA2025-0008.pdf of the full text of Philippine Health Insurance Corporation ADVISORY No. 2025-0008.

  • HONOR Magic7 Pro, To Lead New Era of AI Innovation 

    HONOR Magic7 Pro, To Lead New Era of AI Innovation 

    Revolutionary AI, stunning photography, and unmatched performance – the HONOR Magic7 Pro is almost here.

    Are you excited about the launch of the HONOR Magic7 Pro? 

    HONOR Philippines is thrilled to announce the arrival of the highly anticipated HONOR Magic7 Pro, set to launch on April 10, 2025. Combining groundbreaking AI capabilities, an exceptional camera system, and unparalleled performance, this flagship smartphone promises to redefine how users interact with their devices. 

    Continuing HONOR’s legacy of innovation, the HONOR Magic7 Pro introduces features designed to enhance productivity, creativity, and security. From the AI-powered MagicOS 9.0 to the revolutionary HONOR Falcon Camera System, the HONOR Magic7 Pro brings cutting-edge technology to the palm of your hand. 

    “Our goal with the HONOR Magic7 Pro was to create a smartphone that doesn’t just keep up with the times but sets new standards. Packed with innovative AI features, professional-grade imaging capabilities, and a stunning design, the HONOR Magic7 Pro is a game-changer for consumers looking to elevate their mobile experience.” Said Stephen Cheng, Vice President of HONOR Philippines.

    The HONOR Magic7 Pro showcases a 50MP Super Dynamic Falcon Main Camera, a 200MP Telephoto Camera, and AI enhancements that take smartphone photography to new heights. With a focus on seamless multitasking, real-time language translation, and advanced AI security, this device is designed for professionals, creatives, and tech enthusiasts alike. 

    To celebrate the launch, HONOR Philippines is unveiling exclusive promotions, including exciting giveaways and surprise deals. Fans can look forward to limited time offers that make owning the HONOR Magic7 Pro even more rewarding. 

    Catch the launch live on Facebook: https://bit.ly/M7ProLaunch_FB. For more information and exciting announcements, you may visit HONOR’s website www.hihonor.com or social media platforms: Facebook (Facebook.com/HonorPhilippines), Instagram (Instagram.com/honorph/) and TikTok Shop: (Tiktok.com/@honorphilippines). To check out HONOR’s complete list of retail stores, go to https://www.hihonor.com/ph/retailers/.

    About HONOR 

    HONOR is a leading global provider of smart devices. It is dedicated to becoming a global iconic technology brand and creating a new intelligent world for everyone through its powerful products and services. With an unwavering focus on R&D, it is committed to developing technology that empowers people around the globe to go beyond, giving them the freedom to achieve and do more. Offering a range of high-quality smartphones, tablets, laptops and wearables to suit every budget, HONOR’s portfolio of innovative, premium and reliable products enable people to become a better version of themselves.

    Reference & Media Contacts:

    Pao Oga  PR Manager  paoo_honor@prl.ph   09190016898Denis Santos 
    PR Supervisor  deniss_honor@prl.ph  09171745327
    Jaye Mendoza
    PR Officer jeremiem_honor@prl.ph 09997025053

  • Haier Run for Future Possibilities Returns in 2025 with a Bigger Mission

    Haier Run for Future Possibilities Returns in 2025 with a Bigger Mission

    Haier funs and runners are thrilled of the Haier Run for Future Possibilities 2025 with a Bigger Mission in the diverse community and beyond.

    MANILA, Philippines — Following the resounding success of its inaugural event, Haier Philippines is bringing back the Haier Run for Future Possibilities on May 25, 2025 (Sunday) at Block 20, MOA Complex, Seaside Blvd, Pasay City. Now on its second year, the run continues to blend fitness, fun, and a deeper purpose—supporting access to education for Filipino children.

    The 2025 edition carries forward Haier’s mission to go beyond home innovation and give back to communities. For every step taken by participants, Haier will donate to initiatives aimed at improving learning opportunities for the youth—making each stride truly meaningful.

    Race Details & Registration

    Participants can choose among three race categories:

    • 3K – PHP 900
    • 5K – PHP 1,000
    • 10K – PHP 1,200

    All registered participants will receive a race kit that includes a singlet, RFID race bib, finisher’s medal, and a string bag. Runners in the 10K category will also receive an exclusive finisher’s shirt and bandana.

    Registration is open until May 9, 2025, at 11:59 PM.
    Interested participants may sign up through this official link:
    https://rsrjevents.myruntime.com/…/haier-run-for-future…

    Exciting Prizes for Winners

    Haier will be awarding top finishers in both male and female divisions across all categories with high-value appliances:

    10K Category

    • 1st Place: T-Door Refrigerator
    • 2nd Place: Top Load Washing Machine
    • 3rd Place: Window-Type Air Conditioner

    5K Category

    • 1st Place: 43″ Smart TV

    3K Category

    • 1st Place: Top Load Washing Machine

    These prizes highlight Haier’s core commitment to creating smart, high-quality solutions that elevate everyday life at home.

    A Run with a Cause

    The Haier Run stands out not only for its premium prizes and festive atmosphere but also for its strong social advocacy. By tying every runner’s step to a greater cause, the event becomes more than just a physical challenge—it becomes a platform for meaningful change.

    As Haier continues to champion innovation that cares, the Haier Run for Future Possibilities 2025 invites individuals and families to be part of a purposeful movement. Whether you’re a competitive runner or a casual participant, your presence helps build a better, brighter future for the next generation.

    For event details, visit: Haier Philippines Facebook Page

    Official Hashtags: #HaierPhRun2025 #HaierRunForFuturePossibilities2025

  • The Best in Zoom Photography? HONOR Magic7 Pro to arrive in PH on April 10

    The Best in Zoom Photography? HONOR Magic7 Pro to arrive in PH on April 10

    The latest flagship smartphone of HONOR is finally coming to PH!

    HONOR fans and photography enthusiasts are thrilled of the Best in Zoom Photography, HONOR Magic 7 Pro that will launch on April 10, 2025.

    Manila City, Philippines, April 04, 2025 – Global technology brand HONOR just teased the arrival of its much-awaited flagship smartphone HONOR Magic7 Pro on April 10, 2025. Known for its style and durability, HONOR is introducing yet another powerful device with zoom capabilities that can outperform rivals.

    “We are very excited to introduce this new flagship smartphone to the Philippine market. In terms of zoom photography, we have conducted a comparison between its rivals and it’s a clear win for HONOR Magic7 Pro. This is just one of the edges of this smartphone and we couldn’t wait to share more on April 10,” said HONOR Philippines Vice President Stephen Cheng.

    In an exclusive preview of the HONOR Magic7 Pro, HONOR Philippines set up a comparison between its upcoming flagship smartphone and its rivals. With a subject that is 500 meters away, the three smartphones’ zoom capabilities were put to a test. In the end, it’s a clear win for HONOR Magic7 Pro and its AI SuperZoom feature.

    Committed to providing the ultimate AI Phone experience, HONOR introduced the HONOR Magic7 Pro which features cutting-edge AI capabilities that revolutionize photography, enhance display quality, and deliver exceptional hardware performance. The HONOR Magic7 Pro comes with the Google Gemini app pre-installed. This AI assistant from Google can help users enhance ideas, learn in new ways, write emails, plan events and more.

    For more information and exciting announcements, you may visit HONOR’s website www.hihonor.com or social media platforms: Facebook (Facebook.com/HonorPhilippines), Instagram (Instagram.com/honorph/) and TikTok Shop: (Tiktok.com/@honorphilippines). To check out HONOR’s complete list of retail stores, go to https://www.hihonor.com/ph/retailers/.

    About HONOR 

    HONOR is a leading global provider of smart devices. It is dedicated to becoming a global iconic technology brand and creating a new intelligent world for everyone through its powerful products and services. With an unwavering focus on R&D, it is committed to developing technology that empowers people around the globe to go beyond, giving them the freedom to achieve and do more. Offering a range of high-quality smartphones, tablets, laptops and wearables to suit every budget, HONOR’s portfolio of innovative, premium and reliable products enable people to become a better version of themselves.

    Reference & Media Contacts:

    Pao Oga 
    PR Manager  paoo_honor@prl.ph   09190016898
    Denis Santos 
    PR Supervisor  deniss_honor@prl.ph  09171745327
    Jaye Mendoza
    PR Officer jeremiem_honor@prl.ph 09997025053

  • ‘THE LOTUS THEORY’ – EXPLORING DESIGN DNA FROM ICONS TO INNOVATIONS at Milan Design Week

    ‘THE LOTUS THEORY’ – EXPLORING DESIGN DNA FROM ICONS TO INNOVATIONS at Milan Design Week

    • Lotus will showcase its design philosophy through a curated exhibition featuring the all-electric Lotus Emeya
    • The exhibition will include a collaboration with renowned architect and designer,
      Fabio Novembre and will focus on exploring human-centric design and innovation
    • The iconic Lotus Esprit S1, celebrating its 50th anniversary, will be on display and will form
      part of the Lotus D.N.A story

    London, UK – March 27, 2025

    Lotus is set to showcase ‘The Lotus Theory’ – its design manifesto, at Milan Design Week this month, exploring the company’s future direction through the core principles of – Digital, Natural and Analogue (DNA).

    • Digital, which represents the immersive, intelligent, and intuitive experience. 
    • Natural, brings to life emotional, connected, human-centric design. 
    • Analogue, which is the brand’s continuous advancement of performance engineering.   

    The exhibition will bring together past, present and future, celebrating Lotus’ heritage with a display of the much-loved Esprit, which also marks its 50th anniversary, alongside the cutting-edge
    Emeya – Lotus’ all-electric hyper-GT, which will take centre stage inside. The story continues with an exploration of the design principals around Theory 1 – Lotus’ most recent concept car, a showcase of the brand’s vision for the future.

    Ben Payne, Vice President of Design, Lotus Group said: Milan Design Week is a global stage for design, creativity and innovation. Design is at the heart of everything we do, and this event allows us to share the detailed processes that define our cars.  With ‘The Lotus Theory’ we’re also highlighting our DNA and how these principles shape our approach to intelligent performance and human-centric design.”

    Lotus’ presence at Milan Design Week will be structured into three immersive areas:
    (1) Context – A deep dive into Lotus’ legacy, featuring video projections and heritage artifacts that showcase the brand’s direction of design and engineering.
    (2) Practice – A behind-the-scenes look at the DNA design philosophy, and how it influences Lotus’ current and future vehicles.
    (3) Studio – A reinterpretation of Digital, Natural, and Analogue beyond automotive design, featuring exclusive archive pieces from Lotus and Fabio Novembre’s studio.

    Fabio Novembre, Chief Creative Officer at Novembre Studio said:Speed is not just a matter of horsepower, but of ideas that race faster than time, until they crystallize into an absolute frame. In my creations, I seek the same dynamism: fluid lines, aerodynamic shapes, the sense of movement. Because design, like a race car, is not made to stay still, but to excite and constantly push the limits.”

    The exhibition space will be open from the 9-13 April, dedicated to ‘The Drivers’, a customer focused area hosting an open exhibition, talks and workshops with like-minded creators and designers, including
    key partners such as Pirelli, Motorskins, and Olivetti.

    Pirelli, Lotus’ preferred Technical Partner and a key collaborator for this event, will also host a series of engaging and insightful experiences, showcasing its cutting-edge technology and innovation. With its deep roots in Milan, the design week provides the perfect stage for Pirelli to highlight its legacy of excellence and its forward-thinking approach when it comes to innovation in high-performance
    luxury mobility.

    During the event, Pirelli will showcase the new P Zero E-a high-performance tyre that has become the industry benchmark for incorporating bio-based and recycled materials (more than 55%), in addition to having the triple A rating on the European label, reflecting its high levels of efficiency and safety.
    The Pirelli P Zero E, in a specially tailored version, is also featured on the Lotus Emeya and Lotus Eletre.

    Join Lotus at PHYD – Haus of Automotive, Via Tortona 31, 20144, Milano

    Schedule

    April 09

    11:30 – 12:00:   PRESS SESSION WELCOME (Press Invitation Only)

    12:00 – 13:00   Lotus DESIGN x Fabio Novembre – Exploring Design DNA Contact

    TO REGISTER via globalcomms@eu.lotuscars.com  

    13:00 – 15:00   PRESS SESSION continued

    15:00 – 16:30:   Free access Panel session – DNA: BEYOnd Materiality

    17:00 – 21:30:   Free access to the exhibition on the Ground Floor

    April 10

    10:30 – 19:30:   Free access to the exhibition on the Ground Floor

    April 11

    10:30 – 18:00:   Free access to the Lotus Drivers Club Lounge

    18:30 – 19.30:   PIRELLI Event (Invitation Only)

    19:30 – 21:30:   Free access to the Lotus Driver lounge

    April 12

    10:30 – 18:00:   Free access to the Lotus Drivers Lounge

    18:30 – 21.30:   LOTUS night @ the drivers lounge

    April 13

    10:30 – 18:00:   Free access to the Lotus Drivers Lounge

    18:30 – 21.30:   LOTUS night @ the drivers lounge

    Note to Editors 

    The Lotus EspritThe Lotus Esprit, one of the most iconic sports cars in automotive history, celebrates its 50th anniversary this year. Known for its cutting-edge design, breathtaking performance, and unforgettable appearances on screen – most notably in the James Bond franchise – the Esprit remains a symbol of British engineering excellence, innovation and a style Icon.

    The Lotus EmeyaEmeya is the new electric grand tourer (GT) from Lotus, designed for the drivers. It brings together the company’s rich history, with sports car levels of performance and the latest technologies. Emeya is one of the fastest electric GTs in the world, with acceleration of 0-62mph
    (0-100km/h) in under 2.8 seconds. Production began in 2024, and it joins the Eletre as a flagship model in the Lotus line-up of luxury performance electric vehicles.

    Theory 1Theory 1 is not for sale. This is a concept car serving as a canvas for our design R&D programmes, and our intent for the technology and innovation we are exploring to implement in the future across all our product lineup including lifestyle EVs and sports cars.   

    Fabio NovembreThe exhibition will include a collaboration with renowned designer Fabio Novembre, further exploring the concept of DNA: Digital, Natural, and Analogue – the guiding philosophy behind Lotus’ human-centric design approach.Fabio Novembre has been working in the field of architecture and interior design for 30 years. His studio’s work includes the design of buildings for large private institutions, hotels, retail systems, and residential interventions, for some of the best-known brands such as AC Milan, Stuart Weitzman, Una Hotel, and Generali Assicurazioni. Thanks to the founder’s visionary approach and highly recognisable design, Novembre Studio’s projects are published all over the world.

    Pirelli – Founded in 1872, Pirelli is a company with deep Italian roots, a brand that is known around the world for its avantgarde technology, capacity for innovation and the quality of its products.
    With 18 production plants in 12 countries, a commercial presence in over 160 countries, and about
    31,100 employees, it is among the main producers worldwide of tyres and related services and the only one entirely dedicated to the consumer market, which includes tyres for cars, motorcycles, and bicycles.

    About Lotus – Lotus is a global performance brand built on solid foundations and a rich heritage. Since the formation of Lotus in 1948, it has been pioneering true automotive innovation, introducing cutting-edge technologies and designs to meet its uncompromising vision of how a car should look, perform and feel. Lotus Group is made up of a high-performance sports car business, Lotus Cars, and an all-electric luxury mobility provider, Lotus Technology. Together, they are setting a new standard for automotive excellence.

    The Lotus Media Site contains news, images, films, technical specifications and full details of current models, as well as heritage cars and engineering technology.

    For more information please contact:

    globalcomms@eu.lotuscars.com  

    REFERENCE & MEDIA CONTACT:

    MAE ANGELIE PACATANG-VALDEZ
    SENIOR MARKETING MANAGER

    mpacatang@autohubgroup.com
    M: +63920 955 7999
    LOTUS CARS MANILA 38th St. corner 11th Ave. Triangle Drive,
    Bonifacio Global City, Taguig 1634

  • Grand Opening of HONOR Experience Store Robinsons Ilocos

    Grand Opening of HONOR Experience Store Robinsons Ilocos

    HONOR Philippines has formally unveiled the newest HONOR Experience Store Robinsons Ilocos in North Luzon. The Grand Opening of HONOR Experience Store Robinsons Ilocos was held on March 22, 2025 at Robinsons Ilocos, Level 2, San Francisco, San Nicolas, Ilocos Norte.

    The event was supported by HONOR fans, clients, media, bloggers, vloggers and other diverse persons participated of the activities during the formal Grand Opening of HONOR Experience Store Robinsons Ilocos.

    Besides, 22th of March 2022, is the First-Day Sale of the newest and chic HONOR X8c.

    Starting at just Php 13,999, the HONOR X8c is the ultimate student-centric device that doesn’t break the bank. Available in three stunning colorways: Midnight Black, Moonlight White, and Marrs Green. Get yours today at your authorized HONOR Experience Stores, Partner Stores nationwide, or online via Shopee (https://bit.ly/Shop_X8c_PR), Lazada (https://bit.ly/Laz_X8c_Media), or TikTok Shop (https://bit.ly/TikTok_X8c_PR).

    Discover Your Style with HONOR X8c beyond your styles.

  • HONOR’s most affordable smartphone? HONOR X5b to launch on April 2

    HONOR’s most affordable smartphone? HONOR X5b to launch on April 2

    A Stylish and Reliable Smartphone for Every Filipino is about to drop!

    Are you thrilled about the launch of HONOR’s most affordable smartphone, HONOR X5b?

    Manila, Philippines, March 28, 2025 – Global technology brand HONOR and Lazada, the Philippines’ leading e-commerce platform, have joined forces to introduce an exciting new addition to HONOR’s smartphone lineup. The HONOR X5b promises to deliver stylish design and impressive performance, and it will soon be available exclusively on Lazada.

    This collaboration between HONOR and Lazada reaffirms both brands’ commitment to making quality technology more accessible to Filipinos. “We’re thrilled to partner with Lazada for the first time to bring a device that combines style, reliability, and advanced features. The HONOR X5b is designed to meet the everyday needs of Filipino consumers,” said Stephen Cheng, Vice President of HONOR Philippines.

    What to Expect from the HONOR X5b

    The HONOR X5b is built with the user in mind, offering a sleek design and practical features to elevate everyday experiences. With an immersive display, long-lasting battery life, and advanced camera capabilities, the HONOR X5b ensures users can stay connected, capture special moments, and enjoy their favorite content seamlessly.

    Stay Tuned for More

    The HONOR X5b and X5b Plus will officially launch in the Philippines soon, and exclusive perks await those who purchase it on Lazada. Keep an eye on HONOR’s official social media channels and Lazada’s platform for more updates and exclusive pre-launch offers.

    For more information, visit HONOR’s official website at www.hihonor.com or follow their social media platforms: Facebook (@HonorPhilippines), Instagram (@honorph), and TikTok (@honorphilippines). To check out HONOR’s complete list of retail stores, go to https://www.hihonor.com/ph/retailers/.

    About HONOR 

    HONOR is a leading global provider of smart devices. It is dedicated to becoming a global iconic technology brand and creating a new intelligent world for everyone through its powerful products and services. With an unwavering focus on R&D, it is committed to developing technology that empowers people around the globe to go beyond, giving them the freedom to achieve and do more. Offering a range of high-quality smartphones, tablets, laptops and wearables to suit every budget, HONOR’s portfolio of innovative, premium and reliable products enable people to become a better version of themselves.

    Reference & Media Contacts:

    Pao Oga 
    PR Manager  paoo_honor@prl.ph   09190016898
    Denis Santos 
    PR Supervisor  deniss_honor@prl.ph  09171745327
    Jaye Mendoza
    PR Officer jeremiem_honor@prl.ph 09997025053

  • PH Returns to Biggest Stage for Children’s Books, with Expanded Presence and 120 Titles

    PH Returns to Biggest Stage for Children’s Books, with Expanded Presence and 120 Titles

    BOLOGNA, ITALY – Following a successful debut participation at the Bologna Children’s Book Fair (BCBF) in 2024, the Philippines is set to return to the world’s foremost event for children’s books, which will take place from March 31 to April 3, 2025, at the BolognaFiere Exhibition Centre in Italy. The country’s participation will be led by the National Book Development Board (NBDB), with support from the Philippine Board on Books for Young People (PBBY) and the International Board on Books for Young People Philippines (IBBY PH).

    Last year marked several milestones for the Philippine book publishing industry. Before its successful presentation at the Frankfurt Book Fair in October, the Philippines made waves in the book world with its children’s book sector being selected as the Country of Focus at the Asian Festival of Children’s Content in Singapore. This set the stage for the Philippines’ debut at the BCBF, where the country showcased over 100 children’s books in a dedicated stand. For 2025, the Philippines is poised to build on last year’s success with an even more robust presence. The delegation will be represented by a talented group of children’s book professionals, including illustrator Fran Alvarez (Dancing Hands: A Story of Friendship in Filipino Sign Language), authors Faye Villanueva-Chelabian (co-founder of Kawangis Publishing), Liwliwa Malabed (Sampung Eroplano), Ergoe Tinio (Editor-in-Chief of Center for Art, New Ventures & Sustainable Development), and MJ Tumamac (co-founder of Aklat Alamid), alongside Eli Camacho (Product Development Manager at Adarna House), Sophia Garduce (Southern Voices Printing Press), and Isa Songco (co-founder of Kwentoon).

    “This is another win for our children’s book sector, which is an enduring and vital part of our book industry. If our participation at the BCBF last year was an introduction to our children’s books, this year, we’re expanding our participation with a larger book curation focused on themes that represent the true nature of Philippine children’s stories: progressive, endlessly curious, and consider children as smart, imaginative readers with a great sense of agency,” said NBDB Executive Director Charisse Aquino-Tugade.

    This year’s curation will feature 120 titles that explore a variety of themes, including Philippine culture, diversity, environmental awareness, and sense of self and community. This selection of early readers, middle grade, and young adult books features both old and new voices in the Philippine children’s book sector, highlighting the authors and illustrators behind one of the country’s most widely read and translated genres.

    Additionally, the Philippines will host a range of activities, including an art workshop for children, which will take place at the Philippine Embassy in Rome on March 29, 2025, from 3:00 PM to 5:00 PM. The event will feature two sessions: Mom’s Best Playdough Activities focusing on Philippine national symbols, and an art workshop by Liza Flores of Ang INK (Ang Ilustrador ng Kabataan), encouraging young participants to explore their creativity while learning about Filipino culture. On April 1, 2025, from 4:00 PM to 6:00 PM, the Philippine Collective Stand will host a reception, welcoming Ambassador Nathaniel G. Imperial and Consul General Elmer G. Cato, along with other representatives from the Philippine Embassy in Rome and the Philippine Consulate in Milan.  

    In addition to these, the Philippines is supporting a special Happy Hour event called Drink & Draw with the Philippines, organized by German Stories and the Frankfurter Buchmesse. This gathering will take place on April 1, 2025, at 5:00 PM in Hall 30, B24-C11.

    Since 1964, the Bologna Children’s Book Fair has been the industry-leading fair where professionals working in children’s content from all over the world meet for networking, rights selling, and other opportunities for cross-media adaptation, as well as expand their knowledge in the art of creating children’s books through fora, workshops, exhibits, talks, and other activities. Over 25,000 visitors attend the BCBF every year. 

    This year, the BCBF will feature 1,500 exhibitors from approximately 90 countries and regions around the world. The Philippine country stand will be located at Hall 29, B24-C23.

    For industry professionals looking to attend the Bologna Children’s Book Fair, tickets can be purchased at https://www.bolognachildrensbookfair.com/en/visitors/ticket-online/1131.html

    REFERENCE & MEDIA CONTACT:

    Divine Reyes-Caraecle, Chief of Communications & Promotions

    091713963394

    news@books.gov.ph

    About the National Book Development Board

    The National Book Development Board (NBDB) is the book authority of the Philippines. The agency is at the forefront of developing the Philippine publishing industry and safeguarding the country’s vibrant culture of authorship and reading. To learn more, visit our social media pages (@nbdphilippines).