DULDULAO DOT NET This Day & Beyond

Author: WILMAR NICOLAS DULDULAO

  • Pru Life UK launches PRUSteady Income

    Pru Life UK launches PRUSteady Income

    A practical, steady solution for today’s needs and tomorrow’s goals

    As Filipinos continue to juggle growing financial responsibilities with personal aspirations, Pru Life UK introduces PRUSteady Income, a new 20-year endowment insurance plan designed to provide financial resilience—now and into the future.

    “At Pru Life UK, we are committed to understanding what matters most to our customers. We designed PRUSteady Income as a practical financial solution that empowers our customers to confidently pursue their priorities today and prepare for life’s milestones ahead,” said Garen Dee, Chief Product Officer.

    This life insurance plan offers a reliable mix of guaranteed protection and a steady income stream. From the end of the 11th year until the 20th year of the policy, policyowners are guaranteed to receive net annual cash payouts equal to 10% of the sum assured. Upon maturity at the end of the 20-year term, the full sum assured will be given as a maturity benefit.

    In the unfortunate event of death of the insured, the plan provides beneficiaries with up to 200% of the sum assured as death benefit. To help manage unexpected financial needs, the policy also includes loanable cash values which is accessible as needed.

    For every Filipino

    The launch of PRUSteady Income underscores Pru Life UK’s commitment to helping Filipinos build a balanced financial portfolio—offering insurance solutions that are simple, reliable, and built for real-life needs.

    “Filipinos often put their families first and themselves second. With PRUSteady Income, we want to help them do both at the same time. It’s about giving people the confidence to care for their loved ones now, while also investing in the well-being of the person they’ve always aspired to be,” Dee said.

    “Whether you are a parent preparing for a comfortable future for your children or a freelancer building a steady living today for yourself and your loved ones, PRUSteady Income is designed to meet you where you are in life and help you move forward with greater confidence,” she continued.

    For parents, the guaranteed annual payout offers a meaningful way to invest in their children’s future—supplementing their educational fund and nurturing a lifestyle filled with opportunity and growth. “Beyond the 20-year coverage period, the maturity benefit can add to the policyowner’s retirement savings, offering financial security at a time when economic uncertainties make long-term planning more essential than ever,” she said.

    PRUSteady Income is also well-suited for freelancers who find themselves balancing the demands of everyday life while yearning to nurture their personal growth.

    “The reality is saving often takes a backseat to immediate responsibilities. This product provides financial protection with guaranteed payouts, while the maturity benefit serves as a financial cushion for pursuing long-overdue personal goals,” she concluded.

    To learn more about PRUSteady Income, visit www.prulifeuk.com.ph or follow Pru Life UK on Facebook. Please refer to the product terms and conditions or consult with a licensed Pru Life UK agent to ensure the product suits your needs.

    Reference & Media Contact:

    Lariza Garcia

  • Pru Life UK employees champion bayanihan spirit in Brigada Eskwela 2025

    Pru Life UK employees champion bayanihan spirit in Brigada Eskwela 2025

    Pru Life UK once again rolled up its sleeves for Brigada Eskwela, the Department of Education’s nationwide schools maintenance programme, rallying employee volunteers last month in support of Pleasant Hills Elementary School in Mandaluyong City.

    The initiative began at the Pru Life UK’s headquarters, where employees painted pots and planted vegetable seedlings. These were later donated during a school outreach, part of a wider effort to prepare classrooms for the new academic year.

    Volunteers spent the day painting walls, cleaning rooms, and organising books—bringing fresh energy to the school community. Pru Life UK also provided painting materials to support ongoing refurbishment needs.

    “It’s fulfilling to give back in such a tangible way,” shares Maria Junifer Maliglig, one volunteer. “Seeing the impact first-hand is what makes it all worth it.”

    A long-time participant in Brigada Eskwela since 2012, Pru Life UK’s commitment to education goes far beyond paintbrushes. Through its flagship Cha-Ching Financial Literacy Programme, the company has empowered over 1.5 million students across the Philippines with essential money management skills. Read recent story on expanding and fully integrating it in Bicol region here. The Pleasant Hills Elementary School is also a partner school for Cha-Ching.

    Complementing this is the Adopt-a-Madrasah initiative, which supports Islamic schools in Mindanao with learning resources, teacher training, and tailored content on Takaful (Islamic insurance), digital skills, and sustainability. In 2025, the programme aims to reach over 1,500 learners across nine madaris.

    These efforts reflect Pru Life UK’s broader mission: to foster inclusion, champion financial education, and empower communities—one classroom at a time.

    Pru Life UK volunteers painted pots and classroom walls in support of Pleasant Hills Elementary School in Mandaluyong City’s Brigada Eskwela programme.

    Pru Life UK volunteers also helped prepare the classrooms of Pleasant Hills Elementary Schoolin Mandaluyong City for the new academic year.

    Reference & Media Contact:

    Lariza Garcia

  • Everyday Gentle Exfoliation Without Compromise with Cetaphil’s Latest Innovation: the Gentle Exfoliating Salicylic Acid Line

    Everyday Gentle Exfoliation Without Compromise with Cetaphil’s Latest Innovation: the Gentle Exfoliating Salicylic Acid Line

    Cetaphil, the trusted global leader in sensitive skincare, continues to push boundaries in dermatological care with the launch of its latest innovation: the Cetaphil Gentle Exfoliating Salicylic Acid line—a transformative solution made for people with rough and bumpy skin, but safe enough for everyday use on even the most sensitive skin.

    Unveiled at a high-touch, sensorial launch event that featured Atasha Muhlach as brand ambassador and Dr. Gaile Robredo-Vitas as resident derma expert, the new line champions exfoliation without compromise, redefining what it means to care for sensitive skin—daily, gently, and effectively.

    A Skincare Breakthrough Backed by Science

    Rough, bumpy, or textured skin can be difficult to treat—especially when traditional exfoliating products are too harsh and disruptive to the skin barrier. Cetaphil’s new Salicylic Acid line solves this by combining a Triple-Acid Blend of AHA, BHA, and PHA with Cetaphil’s hydrating blend of Niacinamide, Glycerin, and Panthenol, that boost your skin’s 15 essential ceramides.

    The result: a gentle exfoliating formulation that works deeply while caring for the delicate barrier, especially for those with sensitive skin. It’s safe for everyday use, allowing consistent, visible results without irritation or over-stripping.

    “The key is really using a well-formulated ingredient,” shares Dr. Gaile Robredo-Vitas, board-certified dermatologist. “Salicylic acid will do the heavy lifting, and it helps to have other ingredients along with it that moisturizes skin like niacinamide and panthenol, providing hydration and barrier support, while salicylic acid does its job.

    A Sensorial Experience That Brings the Science to Life

    The launch event, held at Electric Garden, showcased a sensorial and informational experience, giving guests the chance to feel the difference between rough and bumpy vs. soft and smooth skin through hands-on stations and sensorial activations. One of the most popular zones allowed attendees to compare various salicylic acid-based formulations, giving a clear understanding of how Cetaphil’s gentle exfoliation stands out in both performance and tolerability.

    “As someone always on the go, I need skincare that works but won’t compromise my skin,” says Atasha Muhlach. “This product really changed everything. This is the one exfoliator that I really swear by and you can really use everyday— and trust me, your skin will be better than ever.”

    Sensitive Skin First: A Legacy Continued

    This launch builds on Cetaphil’s science-centered refresh, first seen in its Cetaphil SkinLabs initiative, where education and empowerment were front and center. Sensitive skin affects over 70% of people globally, and the Philippines ranks among the top countries with the highest prevalence. Cetaphil’s mission remains clear: to be the gold standard in gentle, effective care for every skin type—especially the most sensitive.

    “We believe no one should have to choose between results and comfort,” says Mark Sarmiento, Business Unit Head at Cetaphil. “Cetaphil has harnessed the benefits of salicylic acid in a gentle, clinically proven formulation that respects and cares for delicate skin, while still delivering effective exfoliation through the Cetaphil Gentle Exfoliating Salicylic Acid Cleanser and Lotion.”

    Made for Everyone’s Sensitive Skin

    The new Gentle Exfoliating Salicylic Acid line furthers Cetaphil’s dedication to creating dermatologist-developed, clinically tested solutions that empower users of all ages and skin types, especially for sensitive skin.

    If you have sensitive skin, rough texture, or persistent bumps, it’s worth asking—could your current skincare be doing more harm than good? Many exfoliants promise results, but often at the cost of irritation. Cetaphil’s new Gentle Exfoliating SA line is different: it’s clinically formulated to smooth, soften, and refine rough, bumpy skin—while respecting even the most sensitive skin barriers, backed by science and trusted by dermatologists.

    For more information on Cetaphil and the new rebranding initiative, visit Cetaphil, follow @CetaphilPH on Instagram, Facebook and TikTok. Cetaphil products are available at Watsons, Mercury Drug, leading e-commerce platforms, and other key retailers.

    About Cetaphil

    Cetaphil is the global leader in sensitive skincare, trusted by dermatologists and millions of consumers worldwide. Dedicated to advancing skin science, Cetaphil develops gentle yet effective products designed to support and protect the skin’s barrier, ensuring everyone can enjoy healthy, radiant skin.

    Reference & Media:

    Lariza Garcia

  • RANG-AY BANK: 70 Years of Excellence and Trusted Service

    RANG-AY BANK: 70 Years of Excellence and Trusted Service

    For seven decades, Rang-ay Bank has stood as a pillar of financial stability and a steadfast partner in the progress of communities across the Ilocos and Cordillera regions. Founded on January 16, 1956, Rang-ay Bank was established with a clear mission: to promote comprehensive rural development by providing crucial credit facilities to farmers, fisherfolk, and small and medium-scale enterprises (SMEs).

    “From our humble beginnings 70 years ago, Rang-ay Bank was founded on the principle of empowering the countryside. We have witnessed firsthand the tenacity and entrepreneurial spirit of the people in the north” said Ives Nisce, Chairman, Rang-ay Bank. “It has been our privilege and our driving force to provide the financial support and trust that enabled countless businesses, from small family enterprises to burgeoning industries, to take  root, expand, and ultimately contribute significantly to the growth and prosperity of our beloved regions in Ilocos and the Cordilleras”, added Nisce.

    UNWAVERING COMMITMENT. The bank’s commitment has always been to make financial services accessible to those who often face barriers in accessing traditional banking institutions.

    SERVING THE NORTH. Over the past 70 years, Rang-ay Bank has played a vital role in the local economy. It has consistently provided affordable and accessible credit to the agricultural sector, empowering farmers and fisherfolk to enhance their livelihoods and contribute to food security.

    Moreover, the bank has been a strong supporter of micro, small, and medium enterprises, recognizing their critical role in job creation and economic growth within the regions it serves.

    “For generations, Rang-ay Bank has strived to be more than just a financial institution in the Ilocos and Cordillera regions.  We aim to be a trusted partner in progress. Our consistent growth and enduring presence are a testament to the strong relationships we’ve built with our communities”, said Ives Jesus Nisce, President and CEO, Rang-Ay Bank. “To be considered the ‘bank of choice’ in the north is an honor that fuels our commitment to continuously understand and meet the evolving needs of our clients”.

    Rang-ay Bank has also embraced progress and innovation to better serve its clientele. It has expanded its network to 31 branches across Region I and the Cordilleras, ensuring its services are within reach of a wider population.

    In addition to traditional banking services, Rang-ay Bank has proactively partnered with various remittance service providers like Instapay & Pesonet, Transfast, and iRemit, offering clients more options for sending and receiving funds. This is particularly important for communities with family members working in other parts of the country or overseas.

    “Next year, 2026 will be a milestone as we celebrate 70 years of Rang-ay Bank. We are excited to introduce a range of enhanced and new financial products, leveraging our upgraded core banking system. These innovations, including expanded digital capabilities and more tailored financial solutions, are designed to provide even greater convenience and value, reinforcing our promise to be a lifelong financial partner for the people of the north” said the President and CEO of Rang-Ay Bank, Ives Jesus Nisce.

    Reference & Media Contact:

    Lariza Garcia

  • New Location to Accelerate Strategic Growth and Innovation: Allianz PNB Life Moves to New Makati Headquarters

    New Location to Accelerate Strategic Growth and Innovation: Allianz PNB Life Moves to New Makati Headquarters

    Makati City, Philippines — On August 8, 2025, Allianz PNB Life (AZPNBL) marked a major milestone in its journey of growth and innovation with the official opening of its new corporate headquarters at One Ayala, Makati.

    The move signals AZPNBL’s readiness to scale operations and strengthen its position as a leading player in the Philippine life insurance industry. More than just a physical relocation, the new space reflects the company’s commitment to customer-focused transformation, digital innovation, and sustainability—all aligned with Allianz Group’s 2030 ambition to be the most trusted partner in life, health, and wealth.

    “Our relocation to One Ayala is a bold step toward the future,” said Joseph Gross, President and CEO of Allianz PNB Life. “The office is designed with both clients and employees in mind—prioritizing accessibility, collaboration, and service excellence. It is a space that enables us to elevate the customer experience while driving sustainable growth.”

    A Symbol of Sustainability and Progress

    The new headquarters is LEED-certified, meeting global standards for safety, design, and environmental responsibility. It supports Allianz’s group-wide sustainability strategy and creates a modern, collaborative environment that improves employee productivity and client experience.

    “The Philippines is an important market in the Allianz Asia Pacific network,” said Anusha Thavarajah, Regional CEO of Allianz Asia Pacific. “AZPNBL’s strong performance reinforces our confidence in the region and supports our 2030 Pinnacle ambition. This new office is a testament to the company’s growth and readiness to deliver its part in achieving our shared ambitions.”

    Accelerating Toward 2030

    Central to Allianz’s roadmap is a continued focus on being customer-first, digitally enabled, and sustainability-driven. AZPNBL has made significant strides in digital transformation, most notably through initiatives like the Project Lighthouse, the OnTheGo app, and AI integration that enhance both distribution and customer journey.

    “We laid the groundwork in 2024, and this year marks the acceleration of our digital and operational transformation,” Gross added. “We are positioning Allianz PNB Life to deliver on its promise of trust, innovation, and excellence.”

    Empowering People, Expanding Reach

    Now in its ninth year of operations since Allianz’s acquisition of 51% of PNB Life in 2016, AZPNBL continues to build on a foundation of strong market performance and product innovation.

    “The Philippines has a population of over 117 million, yet insurance penetration remains around 2%,” Gross noted. “We see this as a powerful opportunity. We are committed to expanding our reach with inclusive, relevant, and affordable solutions that put our customers at the center of everything we do.”

    The new office also enhances internal collaboration, providing teams with modern layouts and amenities to better serve clients, while offering greater accessibility through its prime Makati location.

    “This new space allows us to deliver an even better experience to our clients—one that reflects comfort, security, and sustainability,” Gross concluded. “It’s a new home for our people, our partners, and our mission to secure the future of more Filipinos.”

    More information about Allianz PNB Life is available at https://www.allianzpnblife.ph/

    Reference & Media Contact:

    Lariza Garcia

  • WORKS OF LOCAL AUTHORS TO BE TRANSLATED INTO ENGLISH UNDER THE NATIONAL BOOK DEVELOPMENT BOARD’S TRANSLATION SUBSIDY PROGRAM

    WORKS OF LOCAL AUTHORS TO BE TRANSLATED INTO ENGLISH UNDER THE NATIONAL BOOK DEVELOPMENT BOARD’S TRANSLATION SUBSIDY PROGRAM

    QUEZON CITY, Philippines—The National Book Development Board (NBDB) has announced on August 7, 2025 of the 20 grantees selected for its Translation Subsidy Program (TSP) this year “for local authors who wish to have their works translated into a foreign language.”

    Out of 32 proposals submitted to the NBDB, 20 grantees were selected. Among them are mBayuka Tanu! Maguindanaon Bayuk Translation, Transcription, and Annotation Volume 2 by Mansoor Limba, Aswanglaut by Allan N. Derain, Mga Lumadnong Sugilanon nga Mahinuklogon by Karl M. Gaspar, Si Lola Basyang sa Entablado by Christine Bellen-Ang, Si Amapola sa 65 na Kabanata by National Artist for Film and Broadcast Arts Ricky Lee, Samtoy: Mga Kwentong Ilokano (Bagong Edisyon) by Danilo B. Antalan, Noli S. Dumlao, Aileen R. Rambaud, Arnold Pascual, Jose Sherma E. Benosa, N.M.E. Valdez, Ariel Sotelo Tabág, Juan Al. Asuncion, Roy V. Aragon, Daniel L. Nesperos, Joel B. Manuel, Prodie Gar. Padios, Mighty C. Rasing, and Selected Poetry of Gualberto Cea Manlangit by Gualberto Cea Manlangit, to name a few.

    The 20 grantees’ works, which were written in Filipino, Ilokano, Maguindanaon, Bikolano, and Bisaya, cover multiple genres such as fiction, poetry, short stories and essays, comics, novel, among others, and will all be translated into English. The amount of the grant ranges from PHP 70,000 to PHP 200,000.

    “We want to promote the literary works of Filipino authors through the translation of local books written in Tagalog and other Philippine languages not just into Tagalog or English, but likewise in other languages around the world so they would be known internationally. We
    believe translation is key to achieve that goal,” explains Ma. Carolina Tapia, NBDB’s Chief of the Creative and Professional Development Division.

    Under the selection criteria established by the NBDB, grantees are chosen based on their relevance to the publishing sector and the reading public, significance in promoting knowledge on the diverse culture, events, and topics of the Philippines, and a production plan or marketing plan that is feasible and effective for local distribution and promotion efforts.

    The TSP offers financial support to encourage the translation, publication, and distribution of Philippine books in foreign markets in order to introduce more Filipino stories, voices, and perspectives to readers across the globe.

    Being selected as a translation grantee is a pivotal opportunity for Filipino writers. It means they will be provided with formal support for translation, visibility at major international book fairs, and an open door into the global literary marketplace. For local authors, it’s not just funding: it’s launching their work into dialogue with the world.

    The program also has a separate edition designed to entice foreign publishers to translate Philippine books into foreign languages, also through a subsidy. It is a vital element of the Philippines as Guest of Honour 2025 (PhlGoH2025) initiative, an interagency collaboration led
    by the NBDB, together with the National Commission for Culture and the Arts (NCCA), the Department of Foreign Affairs (DFA) and the Office of Senator Loren Legarda. The event will be held in Frankfurt, Germany on October 15-19, 2025.

    Through the years, the NBDB’s Translation Subsidy Program has contributed to increasing the number of translated Philippine titles and opened different opportunities for Filipino authors. As the Philippines prepares to take center stage at “FBM,” the world’s largest book fair, the TSP underscores the country’s commitment to promoting Filipino literature, authorship, and publishing excellence on the global stage.

    It also reflects the NBDB’s strong commitment to empowering Filipino authors, fostering cultural exchange, and boosting the global presence of Philippine literature. By supporting the translation of Filipino books into foreign languages, the program brings Filipino voices and stories to a wider international audience—paving the way for richer cross-cultural
    understanding and meaningful global engagement as the country positions itself to become the content capital of Southeast Asia.

    “The NBDB believes that every translated book serves as a bridge between languages, cultures, and more importantly, people. The NBDB’s Translation Subsidy Program is not just about funding the translation of a book. It is a commitment to help fuel a movement that places Filipino stories where they belong: in conversation with the world,” NBDB Executive Director Charisse Aquino-Tugade pointed out.
    For full details on the Translation Subsidy Program, send a message to grants@books.gov.ph.

    For media inquiries, please contact:
    Divine Reyes Caraecle
    Communications & Promotions Section
    communications@books.gov.ph
    0917-1396394

    About the National Book Development Board
    The National Book Development Board (NBDB) is the book authority of the Philippines. The agency is at the forefront of developing the Philippine publishing industry and safeguarding the country’s vibrant culture of authorship and reading. To learn more, visit our social media pages (@nbdbphilippines).

  • Clear It Up: Benzac Steals the Spotlight This Acne Awareness Month 2025

    Clear It Up: Benzac Steals the Spotlight This Acne Awareness Month 2025

    [Manila, Philippines] — This Acne Awareness Month 2025, Benzac, a trusted brand in acne care for Gen Z, continues its mission to empower young adults with science-backed solutions that meet them where they are—reactive, preventive, and always real. Whether it’s a surprise breakout, an early bump, or a clear-skin day, Benzac remains the go-to companion for Gen Zs in their skin journey.

    The brand emphasized a holistic, three-step approach to acne care that is approved the entire month—targeting not just breakouts, but also prevention and post-acne recovery because skin care doesn’t stop even when pimples do.

    Benzac Spots Treatment (Benzoyl Peroxide)

    An over-the-counter spot treatment that kills 94% of acne-causing bacteria, unclogs pores, and removes blackheads and whiteheads.

    Benzac Power Patch

    A powerful solution for early-stage bumps that hydrates and locks in moisture for 24 hours, helping fade marks quickly in just 6 hours.

    Benzac Microbiome Equaliser

    Delivers hydration from first use and maintains moisture for 24 hours. It supports the skin’s natural barrier and microbiome balance, preventing future flare-ups.

    Confidence is not just about clear skin—it’s about knowing you’ve got the right care behind you. More than treating breakouts, Benzac is helping you stay ready for whatever comes next.

    Follow Benzac on Facebook, Instagram, TikTok, for updates.

    Reference & Media Contact:

    Lariza Garcia

  • PRIME Philippines 2025 Media Briefing on the Mid-Year Philippine Real Estate Outlook: ” Turning the Tide: The Business Edge in Evolving Times”

    PRIME Philippines 2025 Media Briefing on the Mid-Year Philippine Real Estate Outlook: ” Turning the Tide: The Business Edge in Evolving Times”

    The PRIME Philippines 2025 Media Briefing on the Mid-Year Philippine Real Estate Outlook entitled “Turning the Tide: The Business Edge in Evolving Times,” was held on August 7, 2025 at 2:00 PM, at GreatWork, 32nd Floor, Mega Tower, Ortigas Center, Mandaluyong City.

    In this in-person session, PRIME presented the following topics:

    1. 2025 Mid-Year Real Estate Market Performance
    2. Property Market Outlook for the remainder of 2025 and beyond

    This event is exclusively organized for their valued media partners, as they shared timely and relevant market perspectives with the press community.

    PRIME Philippines has organized and hosted the event for their valued media partners, as they shared where Philippine real estate finds strength in 2025. They shared the Industrial Market Update (Clustering-effect defines the industrial demand in 2025); Office Market Updated (Where the next office boom begins – beyond the orbit of Metro Manila);and Retail Market Update (Reshaping Retial: Evolving Formats, New Occupiers, and Regional Growth);

    Read more: https://www.duldulao.net/2025/08/08/turning-the-tide-where-philippine-real-estate-finds-strength-in-2025/

    Reference & Media Contact:

    Jullianne Mourise Dizon
    Jr. Research Analyst

    09176288341

    jullianne.dizon@primephilippines.com

    www.primephilippines.com.

    Hadassah Marie Macatangay

    #PRIMEPhilippines#PRIME#RealEstatePhilippines#RealEstate#GreatWork#OfficeMarketUpdate#RetailMarketUpdate#IndustrialMarketUpdate#RealEstateMarketingConsultant#DuldulaoDotNet#DuldulaoDotNetThisDayAndBeyond#DuldulaoDotNetMediaRepresentationServices