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Category: Technology

  • RCBC joins industry forum on the future of payment for Filipinos with ePiso

    RCBC joins industry forum on the future of payment for Filipinos with ePiso

    RCBC took part in the recent The Future of Finance, Philippines 2018 conference with the theme “Strong Economy and Vital Innovation for the Philippines”. Organized by The Asian Banker, the annual forum featured discussions on the opportunities and challenges in the local banking market, how to reach the unbanked through digital technology, and how to successfully usher the country into the new era of digital banking.

    Margarita Lopez talks about RCBC’s continued efforts towards financial inclusion through empowering consumers and local businesses with ePiso. She shared that Filipinos can quickly adapt to digital solutions as she recounted the success of ePiso test launches where communities appreciated using the digitized currency and enjoyed cashless transactions with RCBC partner merchants in Muntinlupa City and Bulacan, and where farmers received loans and bought input supplies via ePiso in Bukidnon province.

    A set of global speakers and panelists, including RCBC first senior vice president and head of digital banking group Margarita Lopez, presented case studies and best practices among more than 200 bankers, financial services professionals, policymakers, investors, innovators, regulators, academics, local, and international business leaders.

    Margarita Lopez talks about RCBC’s continued efforts towards financial inclusion through empowering consumers and local businesses with ePiso. She shared that Filipinos can quickly adapt to digital solutions as she recounted the success of ePiso test launches where communities appreciated using the digitized currency and enjoyed cashless transactions with RCBC partner merchants in Muntinlupa City and Bulacan, and where farmers received loans and bought input supplies via ePiso in Bukidnon province.

    During the panel discussion on the Future of Payments for Filipinos, Lopez talked about the RCBC ePiso. “We want to enable easy, secure and convenient electronic payments as part of their day-to-day habits and once we do that, we then become part of their everyday lives,” noted Lopez as she underscored the bank’s mission to become part of consumers’ activities and to enable them with access to digital payments through ePiso.

    Industry experts led the discussion on how to effectively drive the nation to a cash-lite economy. The panelists included (from left) The Asian Banker international resource director Richard Hartung, RCBC first senior vice president and digital banking group head Margarita Lopez, Development Bank of the Philippines head of branch banking sector and marketing group Antonio Maramag, USAID/E-PESO Activity chief of party Mamerto Tangonan, and Total System Services vice president and regional head of Asia, Middle East & Africa Malek Mroueh.

    Earlier this year, RCBC introduced the country’s first-of-its-kind digital currency, ePiso, that provides a more secure, affordable, and efficient way to handle cash for daily transactions. With ePiso, the bank hopes to bring a sustainable economic network that would advance financial inclusion in the country. ePiso has been successfully test-launched to residents in Brgy. Poblacion in Muntinlupa City, farming communities in Bukidnon, and merchants in Bulacan.

    John Paulo Ondra Caparros
    Public Relations Department
    Strategic works, Inc. 

    +63.893.7472 | +639. 17.158.7918
    john.caparros@stratworks.ph
    2nd Floor Zaragoza Building, 102 Gamboa Street, Legaspi Village, Makati City PH

  • RCBC MYWALLET POWERS FIRST PH ESPORTS LEAGUE

    RCBC MYWALLET POWERS FIRST PH ESPORTS LEAGUE

    Virtual Card empowers gamers’ online experience with easy online payment option 

    MANILA  History has been made with the announcement of Rizal Commercial Banking Corporation (RCBC)’s partnership with the country’s first-ever franchise-model mobile and desktop e-sports league, The Nationals. This is the first time that a local financial institution has officially supported such an event, recognizing electronic gaming community as one of today’s fastest growing e-commerce markets.

    Despite being one of the biggest markets for online purchases, today’s gamers know all too well the frustration of not being able to purchase in-game upgrades or special items without a credit card. To address this, RCBC introduced the MyWallet Virtual Card –  a reloadable Visa prepaid card that gamers can use to buy ePins, DLCs and other upgrades online for their favorite games, even without a credit card.  The MyWallet Virtual Card has no monthly maintaining balance and users can be assured of security because they only need to load it with as much cash that they’re comfortable with at any given time. 

    With RCBC supporting The Road to Nationals, every participant will be registered to their own MyWallet Virtual Cards when they sign up for the tournament. 

    Outside of The Nationals, the MyWallet Virtual Card is available to anyone looking for a safe & convenient payment solution for shopping online, booking flights & even paying bills. Applicants can easily sign up for a MyWallet Virtual Card via the RCBC online banking website for free. 

    Beginning with Road to The Nationals running through until the end of October, viewers will be able to follow their favorite professional Pinoy gamers via broadcast and online coverage on ESPN-5. 

    With Road to The Nationals currently ongoing, the RCBC MyWallet Virtual Card is proud to play a vital role in Philippines’ entry into the global e-sports tournament scene, while giving a new generation access to the world of safe and convenient online transactions. To apply for your own RCBC MyWallet Virtual Card, visit rcbconlinebanking.com/web/vr

    For concerns or questions, you may visit rcbc.com/personal/virtual or call us at (02) 877-7222.

    John Paulo Ondra Caparros
    Public Relations Department
    Strategic works, Inc. 

    +63.893.7472 | +639. 17.158.7918
    john.caparros@stratworks.ph
    2nd Floor Zaragoza Building, 102 Gamboa Street, Legaspi Village, Makati City PH

  • RCBC encourages consumers to take active actions towards account security

    RCBC encourages consumers to take active actions towards account security

    The account safety and security of every banking consumer will always be the priority of any financial institution. Nowadays, many banks are improving their systems and taking active measures to prevent threats of loss, breach, or fraud to their clients’ bank account.

    One of the largest commercial banks in the country, RCBC has long been recognized to be a trusted banking partner of many Filipinos. As it continues to put its customers first, it takes action to educate everyone about how they can help safeguard their accounts.

    As a Bank customer, here are some simple practices you can follow to keep the integrity of your account:

    Inform your bank about changes in your personal information

    Just like how you should change your bank PIN to avoid fraudulent activities, personal details such as contact numbers, email addresses, and home addresses must also be updated as it helps the bank in making sure that information is securely delivered only to you.

    Be aware of who you are speaking to

    Do not disclose any sensitive information to just anyone. Nowadays, scammers are going as far as posing like a regular employee from your certified bank. They might ask you to give card details in exchange of interesting promos and prizes. Know that RCBC will never ask for your password, PIN or security code on the phone or online.

    Regularly review transaction history

    Know your finances and always keep yourself up-to-date about the current balance of your account. RCBC offers hassle-free online viewing of your statement of account, or eStatements, when you visit www.rcbconlinebanking.com and enroll your account. You may still opt to have a printed copy delivered to your mail address or picked up at your branch of account subject to corresponding monthly fees.

    Keep records of your banking activities

    All your transactions are recorded in your monthly Statement of Account. Make sure you regularly review this to ensure that transactions reflected there are actually your own. For transactions done over the bank counter, it helps to secure a machine validated slip of your exchange with the bank before leaving the branch premises.

    If you have a passbook, do not forget to bring it with you and have it updated to help manage your finances. You must also take the transaction receipts every time you go to the ATM to keep track of your daily cash withdrawals. For online transactions, make it a habit to check the confirmation emails that you will receive.Along with these useful tips, RCBC wants to assure its banking clients that they are using advanced security technology and are putting quality systems and processes in place to help defend accounts from online and offline threats by issuing a One-Time-Password (OTP) sent to the client’s mobile number for online transactions.

    The bank continues to empower Filipinos with innovative financial products and services that safeguard the trust that consumers have placed upon them.

    John Paulo Ondra Caparros
    Public Relations Department
    Strategic works, Inc. 

    +63.893.7472 | +639. 17.158.7918
    john.caparros@stratworks.ph
    2nd Floor Zaragoza Building, 102 Gamboa Street, Legaspi Village, Makati City PH

  • RCBC widens its online fund transfer network, offers lower interbank transfer rates with Instapay

    RCBC widens its online fund transfer network, offers lower interbank transfer rates with Instapay

    Many Filipinos today are turning to various digital platforms to make their everyday transactions quick and easy. Even local companies and organizations are shifting to online channels with programs that provide convenience and efficiency for their consumers.

    Recently, the Bangko Sentral ng Pilipinas (BSP) has introduced the National Retail Payment System (NRPS) framework to help create a safe, efficient, affordable and reliable electronic payment system that is interconnected and interoperable, to pave the way for the country’s transition to a cash-lite economy.

    In support of this endeavor, RCBC further elevates its services to bring a more efficient and affordable way of sending and receiving money anytime and anywhere in the country, with Instapay. Through this partnership, RCBC expands its network for interbank fund transfer to more than 20 financial institutions – including Bancnet banks and Instapay partners – enabling their clients to do real-time electronic payments & credit transfers.

    RCBC clients can experience more convenient transfers as Instapay transactions can be done in various electronic channels. It is accessible 24 hours a day using RCBC Online Banking platforms, both available in app and web formats, saving the hassle of actually going to a bank or payment counter and lining up to make a transaction.

    With Instapay, RCBC account holders can also enjoy lower fees and charges, as low as P15 per transfer, as long as the receiving bank is a legitimate service partner. To start transacting via Instapay, RCBC customers should enroll their active checking or savings account in online banking. The recipient from the other bank should also be registered as a beneficiary to be able to receive the funds.

    To enroll an account, just choose the bank that is also a listed participant of Instapay, input the account number and full name of the beneficiary, then click “submit”. Once enrolled as beneficiary, transfers to these accounts will be automatically routed. Since RCBC is also an active Instapay receiver, you can accept funds & credits transferred to your RCBC account sent from other Instapay banks. You can simply wait for the fund to be credited to your RCBC account & check your balance online.

    Customers can transfer up to P50,000 per transaction and funds are instantly credited to the receiving account in full as there is no fee charged for the electronic fund transfer. However, consumers who will send money may be charged depending on their bank.

    Along with BSP, RCBC is making the move to use online platforms for all transactions. So the next time you have urgent bills to pay or need to send allowance to a family member, just log-in to your RCBC online banking account and transfer money via Instapay.

    John Paulo Ondra Caparros
    Public Relations Department
    Strategic works, Inc. 

    +63.893.7472 | +639. 17.158.7918
    john.caparros@stratworks.ph
    2nd Floor Zaragoza Building, 102 Gamboa Street, Legaspi Village, Makati City PH

  • Changing the way we view real estate Microsoft and HomeSpace360 bring immersive virtual tours to all realtors

    Everyday, we see or hear how technology is revolutionizing various industries. From AI, machine-learning, to blockchain, digital technologies are changing the world as we know it. And Microsoft is making sure its partners are equipped to drive innovation in this age of digital transformation.

    Microsoft sees its partner’s success as its own and is squarely focused on delivering a true, two-way partnership with its partner network. It continues to build on a foundation of trust, collaboration, and growth to help its partner companies deliver cutting-edge technology to millions of customers. It’s through this ecosystem that Microsoft helps its partners innovate, grow, and differentiate their businesses across all industries…including real estate.

    Real estate in the Philippines, like in the rest of the world, is a valuable commodity. In 2015, final results of the 2015 Annual Survey of Philippine Business and Industry (ASPBI) showed that a total of 4,826 establishments in the formal sector of the economy were engaged in real estate activities. That same year, real estate also contributed the major share in income and expense as the sector generated a total income of PHP534.5 billion.

    But the real estate industry has, for the most part, remained static throughout the years. Traditional practices are still commonplace, especially in the Philippines. This means that there is a significant opportunity for real estate brokers to innovate and reach a bigger share of the market.

    Virtual and augmented reality

    Virtual reality (VR) and augmented reality (AR) are often viewed as technology of the future. But the reality is it’s already being used today. Mostly popularly utilized in gaming, virtual reality has a slew of other uses, some of which have truly transformed their respective industries.

    From academic research to engineering, design, business, the arts and entertainment, there are many more uses of VR. But no matter how you look at it, VR produces a set of data which is then used to develop new models, training methods, communication and interaction. In many ways the possibilities are endless.

    In the real estate market, VR is becoming more popular among consumers and businesses as well. 3D cameras have educated the marketplace, creating an impact. Forward-thinking realtors are already moving beyond photos — and even 360-degree video — and offering clients 3D virtual property “tours” right on their devices. There are different levels of 3D aggregators on the market, but they are still in the early days for real estate.

    Democratizing immersive virtual tours 

    VR/AR has revolutionized the way real estate businesses generate revenue. There are now a number of firms providing VR technology for virtual home viewings, staging and other uses. When real estate agents are looking for an edge in marketing their listings, they turn to 3D virtual tours. Nothing grabs attention quite like 3D, as 3D virtual tours get clicked on more often, get more phone inquiries, and generate more email inquiries versus those without.

    Today, when a real estate agent wants to create a virtual tour of a home, he or she has to use special capture equipment. 3D cameras are expensive, complex, and are very time-consuming to operate. This led Simon Gemayel, CEO and Founder of HomeSpace360, to utilize smartphone technology to create, share, and display 360 content in 2D and 3D, at a fraction of the cost.“Technology is the great equalizer. And we want to enable all realtors by democratizing immersive virtual tours through user-friendly technology. With HomeSpace360, we use smartphone technology to bring high quality 3D virtual tours within reach of every marketer,” said Gemayel.

    HomeSpace360

    HomeSpace360 offers brokers an all-in-one mobile app for creating high-quality 8K 2D and 3D photographic and video VR experiences directly on a smartphone. Together with the HomeSpace360 Cloud, the end-to-end automated system offers property marketers a solution for quickly and inexpensively capturing, distributing, and visualizing properties in 2D and 3D on web, mobile and in VR. It is a low-cost alternative to a 3D camera for providing immersive virtual tours.

    The first of its kind, HomeSpace360 is a platform that allows real estate marketers to deliver gorgeous, immersive 360-degree virtual tours to prospective buyers and renters at scale, using both smartphones and virtual reality headsets. High quality 3D virtual tours used to be locked behind expensive, complex, and cumbersome equipment…until HomeSpace360.

    How does it work? HomeSpace360 is very intuitive and easy to use, not to mention fast. A kit provides realtors everything they need to create and share high quality 360 virtual tours immediately. A HomeSpace360 kit includes: a (1) Mobile VR viewer, (2) battery-free smartphone rotator, (3) lightweight tripod with carrying bag, and an (4) HD fisheye lens for 3D capture.

    Built on the Microsoft Azure cloud platform, HomeSpace360 is redefining how people view and acquire properties in today’s digital age. “With our technology, marketers can easily transport their clients to 10, 20, even 30 properties in an hour,” added Gemayel.

    Through its robust partner ecosystem, Microsoft gives its partners access to the latest technology and guidance on how to extend that technology to build tailor-made solutions. “It’s exciting to see partners like HomeSpace360 create democratizing solutions to today’s problems with Microsoft technology. Microsoft Partners such as HomeSpace360 are at the center of our digital transformation as they continue to enable our customers to achieve more,” said Eileen Ong, Microsoft Director of Commercial Partners & Small Medium Corporate Business Units.

    About Microsoft

    Microsoft (Nasdaq “MSFT” @microsoft) is the leading platform and productivity company for the mobile-first, cloud-first world, and its mission is to empower every person and every organisation on the planet to achieve more. 

    For more information, please contact:

    Yna Maclang
    Communications Lead
    Microsoft Philippines
    v-marmac@microsoft.com

    Cathy Llanes
    Media Relations Manager
    M2.0 Communications
    (M) +63 917 5820573
    (E) cathy.llanes@m2comms.com

  • JG Summit to Upgrade Employee Experience Through Microsoft Office 365 and the Cloud Platform

    JG Summit to Upgrade Employee Experience Through Microsoft Office 365 and the Cloud Platform

    With a vision to become the leading digital conglomerate in the Philippines, JG Summit Holdings Inc. aims to achieve this goal through a digital transformation journey that will embed digitalization in its core business strategies to meet the evolving needs and lifestyle not just of its customers, but also of its employees. 

    “Our vision is to be the leading digital conglomerate in the Philippines. To achieve that goal, multiple groups within the JG Summit Business Units, Subsidiaries, and Affiliates have been working behind the scenes to bring about this transformation,” said JG Summit President and CEO Lance Y. Gokongwei.

    Among the initiatives will be to upgrade the employee experience across the entire conglomerate through the use of Microsoft Office 365 and the cloud platform. JG Summit is transitioning from on-premise systems to Microsoft’s cloud services. 

    Office 365 is a set of Microsoft applications that allows users belonging to the same network to store files and share information.  Compared to earlier versions of Microsoft applications, Office 365 uses the cloud platform, which offers agility, greater efficiency and security benefits.

    JG Summit’s move to the cloud platform will further enable its employees to transform their environment into a digital workplace. With this project, the conglomerate envisions a New Culture of Work where employees will be introduced to the Modern Digital Workplace which will empower people across the organization to achieve more by enabling better communication, collaboration, and sharing of information from computers to mobile phones in a single cohesive platform.

    The first step is to migrate everyone away from current e-mail platform and put everyone up unto the cloud platform accessible from anywhere in the world and enable collaboration on any device.

    Ricky Kapur, General Manager, Enterprise Operating Unit, Microsoft Asia Pacific, reiterated how JG Summit’s initiatives closely aligns with Microsoft’s mission. “At Microsoft, we empower every person and every organization to do more. The fourth industrial revolution is here, and organizations must digitally transform not just to optimize operations, but to enable their people. We’re very excited to work with JG Summit and be part of their digital transformation journey.” 

    (L to R): Jackie Buenviaje, Account Executive, Microsoft Philippines, Carlos Santos, Group Chief Information Officer, JGSHI, Lance Y. Gokongwei, President and Chief Executive Officer of JGSHI, Andrea Della Mattea, President, Microsoft Asia Pacific, Alberto Granados, Vice President, Microsoft Asia Pacific, Ricky Kapur, General Manager, Enterprise Operations Unit, Microsoft Asia Pacific, Tanya Aguila – Loo, Specialist Technology Unit Lead, Microsoft Philippines

    JG Summit is one of the largest and most diversified Filipino conglomerates, engaged primarily in businesses that serve a growing middle class with rising disposable incomes in the Philippines, Southeast Asia, and Australasia.  These businesses include branded snack foods and beverages, commodities, agro-industrial businesses, air transportation, banking, real estate, and petrochemicals.

    Catherine Llanes
    Media Relations Manager
    T. +63 2-332-10-31 loc. 103
    M. +63 917 582 0573

    M2COMMS  | M2SOCIAL  | M2LIVE  | PROI

  • Mapúa students enjoy cashless convenience with RCBC MyWallet ID Card

    Mapúa students enjoy cashless convenience with RCBC MyWallet ID Card

    From meeting new friends to learning new things, students have a lot to look forward to as soon as they enter the university. However, much is also expected from this new generation.

    As young adults who will soon help grow the country’s economy, it is important that these individuals are educated, empowered, and financially literate. And taking the lead to begin their financial journey, RCBC ties up with Mapúa University to introduce a dual purpose MyWallet–Mapúa ID to all its freshmen students for the upcoming academic year.

    The Yuchengco-led bank innovates the typical school ID to double as a prepaid card that students can use to pay for everyday necessities and for transactions inside or outside of Mapúa. This new system will pave the way for both RCBC and the university to build a digital ecosystem that includes the students.

    “A big part of the unbanked and underserved market are the college students who do not have their own bank accounts or who are not yet qualified to get their own payment cards. We want to change that and teach them money management and good financial habits, starting with the RCBC MyWallet–Mapúa ID card,” said Margarita Lopez, Digital Banking Group head.

    The RCBC MyWallet-Mapúa ID card both serves as the students’ admission to the school’s premises as it contains their identification details and as a prepaid card which can be used to pay for their tuition and other school-related purchases. The card also provides parents a more secure way to transfer their child’s allowances; and a means for students to store and build their savings.


    Other students can also enjoy the benefits of a MyWallet Visa Prepaid Card. They simply need to go to any RCBC branch nationwide and fill-out the enrollment form, present a valid ID, and pay a P150 fee to start enjoying the convenience of cashless transactions in their school, online shopping and 24/7 online access via RCBC Online Banking.

    John Paulo Ondra Caparros
    Public Relations Department
    Strategic works, Inc. 

    +63.893.7472 | +639. 17.158.7918
    john.caparros@stratworks.ph
    2nd Floor Zaragoza Building, 102 Gamboa Street, Legaspi Village, Makati City PH

  • Shopee Brings You 24- Hours Free Shipping For As Low As 199 Pesos on Shopee 9.9 Super Shopping Day!

    Shopee Brings You 24- Hours Free Shipping For As Low As 199 Pesos on Shopee 9.9 Super Shopping Day!

    On September 9, Shopee will be offering 24 hours of Free Shipping at an all-time low minimum spend of P199. Users can also look forward to a series of exciting deals including Flash Sales featuring 9 timings of flash deals as low as ₱99 with no shipping cost, ₱99 voucher valid sitewide for 24 hours, and 2 additional free shipping vouchers. In addition to all the massive promotions, Shopee is giving 9 sessions of the popular Shopee Shake game, as well as up to 99% off across all product categories!

    So, what are you waiting for! Shop at the biggest sale of the year, Shopee 9.9 Super Shopping Day. Visit https://shopee.ph/99 from August 30 to September 9 for more details.

    For more information on Shopee Dance competition, check out Shopee’s Facebook page at https://www.facebook.com/ShopeePH/

    Shopee 9.9

    Download the Shopee app for free via the App Store or Google Play.

    About Shopee

    Shopee is the leading e-commerce platform in Southeast Asia and Taiwan. It is a platform tailored for the region, providing customers with an easy, secure and fast online shopping experience through strong payment and logistical support. Shopee aims to continually enhance its platform and become the region’s e-commerce destination of choice.

    Shopee has a wide selection of product categories ranging from consumer electronics to home & living, health & beauty, baby & toys, fashion and fitness equipment.

    Shopee, a Sea company, was first launched in Singapore in 2015, and has since expanded its reach to Malaysia, Thailand, Taiwan, Indonesia, Vietnam and the Philippines. Sea is a leader in digital entertainment, e-commerce and digital financial services across Greater Southeast Asia. Sea’s mission is to better the lives of consumers and small businesses with technology, and is listed on the NYSE under the symbol SE. 

    For more information, please contact: 

    Erin Tagudin
    Public Relations Manager
    Contact: 09178457508
    Email: erin.tagudin@shopee.com