Category: Press Release

  • Register for the first Tough Mudder Philippines event

    Register for the first Tough Mudder Philippines event

    Are you tough? If you are strong enough and courageous, there’s no other reason not to attend the first Tough Mudder Philippines event.

    There’s still time to register for the first Tough Mudder Philippines event, set to take place this weekend, July 21-22, 2018 at Portofino Amore, in Alabang.

    The Philippine licensee, Proactive Sports Management, which is a premier sports agency known for organizing the largest fun run events in the Philippines, such as the ColorManila Run series, is proud to launch Tough Mudder in the country.  Tough Mudder is the fastest growing mass participation event in the world, with over 3 million people having joined in the past, with events spanning the United Kingdom, Europe, USA, and other parts of the world.

    Proactive COO Justine Cordero says, “We are very proud to be the local licensee of Tough Mudder for the country.  We will bring Tough Mudder’s signature obstacle courses, and this event will give you the same experience of participating in Tough Mudder events in other parts of the world.  It is time that we brought Tough Mudder to the Philippines and we urge runners to take advantage of this event.  We would like to encourage everyone to sign up for the much-awaited Tough Mudder Philippines event, set this weekend, July 21-22, 2018.”

    Tough Mudder Philippines Ambassador Xian Lim trying out the Kong Infinity obstacle, at Tough Mudder Scotland

    While Tough Mudder Founder and CEO of Tough Mudder says, “Tough Mudder events have united millions seeking a more engaging, communal form of active lifestyle.  We are excited to partner with Proactive Sports Management, who has a proven track record for success for athletic events in the Philippines.  To ensure locals and tourists alike will have the same unparalleled experience that has made Tough Mudder the must-do event for OCR enthusiasts and weekend warriors alike.”

    Tough Mudder Philippines Ambassadors and influencers such as Xian Lim, Raymond Guttierez, Gretchen Ho, Daniel Matsunaga, Hideo Muroaka, Eduardo Lara, Noel Agra, Christi McGarry, among others, are all expected to be at this highly anticipated event.

    Tough Mudder 5K Basic is priced at P1,700, and comes with an event singlet, racebib, finisher’s shirt and finisher’s headband.  While the Tough Mudder Half – Basic is priced at P2,900 and comes with an event singlet, racebib, finisher’s shirt and finisher’s headband.

    The Tough Mudder 5K – Premium is priced at P3,200, and comes with an event singlet, race bib, drybag (10L), towel, finisher’s shirt and finisher’s headband.

    Finally, the Tough Mudder Half-Premium is priced at P4,400 and comes with an event singlet, racebib, drybag (10L), towel, finisher’s shirt and finisher’s headband.

    Registration is still ongoing, for more information, please visit www.toughmudder.ph and FB/ToughMudderPhilippines.

    ABOUT PROACTIVE SPORTS MANAGEMENT:

    Proactive Sports Management is a sports events company that started in 2012, in Manila. We organize the biggest running events (fun runs, trail runs, obstacle races, marathons) in the Philippines.  Our goal is to create sports events that will leave good memories to our participants and the spectators.  We make sure that every event is technically sound without ignoring the fun-factory in every race.  We hope to inspire our participants to in every way possible and help reach their goal and for our spectators to be a road-warrior someday.

    Media Contact:

    Charmaine Cruz
    PR for PROACTIVE
    Mob. +63917-8001408
    Email: sports@greatcampaigns.asia
    Twitter: @char_cruz

  • Score the Nintendo Switch, Oppo F7, and HD TVs at Shopee’s July Orange Day Campaign

    Score the Nintendo Switch, Oppo F7, and HD TVs at Shopee’s July Orange Day Campaign

    Shopee celebrates Orange Day from July 13 to 15 with a bumper flash sale, featuring up to 90% discounts on various products and free shipping for 24 hours

    To celebrate its monthly Orange Day campaign, Shopee, the leading e-commerce platform in Southeast Asia and Taiwan, launches the Flash 7 on July 13 with seven flash deals instead of the usual three a day. Featuring massive limited-time discounts on premium products such as the Nintendo Switch and Smart TVs, the campaign will also include a diverse array of products from various categories like Electronics, Home Appliances, and Mobiles and Gadgets.

    Here are seven must-have items up for grabs in Shopee’s Orange Day Sale:

    1. Sharp AQUOS 32 Inches LED TV

    With Sharp’s AQUOS 32” LE185M LED TV, you can dive right into your favourite movies and TV shows. With advanced image processing, a crisp HD display, and top-notch LED technology, the Sharp AQUOS 32” LED185M LED TV promises an immersive entertainment experience for only P7,699. 

    Purchase the Sharp AQUOS 32” LE185M LED TV

    1. Nintendo Switch with Gray Joy-Cons (Comes with The Legend of Zelda: Breath of the Wild Game)

    The first home gaming console capable of transforming into a portable gaming device, it’s no wonder why the Nintendo Switch is on everybody’s wishlist in 2018. If you’re someone who’s  always out and about, Shopee’s Orange Day Sale is the sign you need to get your hands on a Switch for only P17,999!

    Purchase the Nintendo Switch with Gray Joy-Con

    1. Toshiba 32 Inches LED HD TV

    Upgrade your home entertainment system with the latest Toshiba 32” LED TV and bring your stay-home nights to the next level. With a display able to support viewing angles up to 178 degrees, you won’t miss any of the onscreen action no matter where you sit. Pamper yourself with a supreme entertainment experience for only P7,499 during Shopee’s Orange Day Sale.

    Purchase the Toshiba 32″ LED TV 32S1710EV HD D-LED TV

    1. Oppo F7 (with Free Bluetooth Music Lamp)

    Besides the coolest gaming consoles and crystal-clear TVs, Shopee’s Orange Day Sale also features the all-new Oppo F7 for shoppers itching for a new phone. Packing an ultra-HD camera mode and stocked with the latest specs, it is sure to place you at the centre of attention among your friends and family. To sweeten an already awesome deal, buy the Oppo 7 at Shopee’s Orange Day Sale for P17,999 and receive a Bluetooth music lamp for free!

    Purchase the Oppo F7 

    1. JBL Charge 3 Speaker

    Discover the all-new wireless JBL Charge 3 you can carry anywhere to savour your favourite tunes. Packing a powerful stereo and a durable build with waterproof fabrics, the JBL Charge 3 delivers a satisfying audio experience in different vibrant colours. Get it now for only P5,999!

    Purchase the JBL Charge 3

    1. KitchenAid Food Chopper

    Cooking has never been easier with the KitchenAid Food Chopper. For only P2,495, you can now quickly chop or puree ingredients from your favorite recipes. It is convenient for everyday use in the kitchen and will surely be one of your favorite household items.

    Purchase the KitchenAid Food Chopper

    1. Fujifilm Instax Mini 9 Sakura Special Kit Instant Camera

    What makes the Fujifilm Instax Mini 9 Sakura Special Kit Instant Camera special is its close-up lens attachment, which allows you to shoot your subject from up to 35cm away. It also automatically detects the best brightness levels for a shot, making it easier when taking photos in different environments. With its suite of smart functions, the Fujifilm Instax Mini at P3,779 is the perfect weapon for both expert photographers or just casual shooters looking for a versatile polaroid camera. 

    Purchase the Fujifilm Instax Mini 9 Sakura Special Kit Instant Camera

    Aside from a wave of flash deals on July 13, Shopee’s Orange Day celebration from July 13 to 15 promises tons of other attractive promotions, such as two-for-one deals, vouchers offering up to 150 pesos off, and curated category collections featuring up to 90% discounts on items. 

    For more information about the Orange Day Sale, visit http://shopee.ph/OrangeDayJuly
    Download the Shopee app for free on Apple App Store or Google Play Store.

    Erin Tagudin
    Public Relations Manager
    Contact: 09178457508
    Email: erin.tagudin@shopee.com

  • RCBC Savings Bank awards winners of Save Up and Fly promo

    RCBC Savings Bank awards winners of Save Up and Fly promo

    Lucky winners of RCBC Savings Bank’s (RSB) Save Up and Fly promo will soon fly to their dream travel destinations this 2018. By simply saving up, winners get to enjoy an all-expense paid trip for two to Europe, Hongkong, Malaysia and Singapore. Aside from travel packages, pre-loaded RSB MyWallet Visa Prepaid cards were also given out.

    Fifteen depositors were drawn from the raffle last April 23, 2018. RCBC Savings Bank President and CEO, Rommel Latinazo awarded the winners, together with the head of Retail Banking Group, Mr. Francis Vincent Berdan, and head of Product Sales and Support Division, Mr. Guilberto Benedicto during the awarding ceremony last June 7.

    The Save Up and Fly Promo was launched in 2017. An RSB Depositor earns a raffle entry for at least P5,000-worth of new or additional deposit, depending on the RSB savings and checking account that was opened. Aside from getting a raffle entry, clients can instantly win a brand new Samsung Phone by opening a new Dragon Savings and Dragon All-in-One Checking account and maintain at least Php 250,000 deposit for 10 months.

    The winners of the trip for two to Europe are Maria B. Elefante and Tomas Elefante.  HongKong Trip for two winners are Arjay Watiwat and Antonio Watiwat. Andrea Michaela Lanuza and Gerardo Domenico Antonio Lanuza won the trip for two to Malaysia. Maria Lourdes Rivera, Maria Paula Carolyn Rivera and Marie Franze Stefanie Rivera won the trip for two to Singapore. MyWallet Cash cards loaded with P3,000 winners are: Stephen Edgar Durnien and Jelita Durnien; Lilia Tiu, Alicia Velacion and Oliver Velacion, Ranilo Jose Sioson; April Frances Lapuz, Alejandro Udiong and Angelita Udiong, Rosemarie Lirazan; Rosalina Ngo and Anson Ngo; Cesar Pangilinan; Cyric Tan and Maria Cecilia Tan.

    In photo: L-R: Francis Vincent R. Berdan (RSB Retail Banking Group Head), Arcelie Watiwat and Arlyn Watiwat (Trip to HongKong Winners), Mela Cojuangco (Representative of Trip to Europe Winners), Maria Lourdes Rivera (Trip to Singapore Winner), Rommel S. Latinazo (RSB President and CEO), Jerry Arconado (Representative of Trip to Europe Winners), Maria Vilma U. Garganera (Representative of Trip to Malaysia winners) and Guilberto K. Benedicto (RSB Product Sales and Support Division Head).

    RCBC Savings Bank (RSB) is the consumer banking arm of Rizal Commercial Banking Corporation (RCBC) and a member of the Yuchengco Group of Companies (YGC). It is one of the top thrift banks in the country, with over 150 business and lending centers nationwide. Retail financial services include deposit and investment products, as well as auto and housing loans. For more information on RCBC Savings Bank, visit www.rcbcsavingsbank.com.

     

    John Paulo Ondra Caparros
    Public Relations Department
    Strategic works, Inc.
    +63.893.7472 | +639. 17.158.7918

    john.caparros@stratworks.ph

    2nd Floor Zaragoza Building, 102 Gamboa Street, Legaspi Village, Makati City PH

  • Get bonus points for free flights with Cebu Pacific GetGo Credit cards

    Get bonus points for free flights with Cebu Pacific GetGo Credit cards

    From hassle-free shopping, to convenient bills payment and limitless access to exciting promos, credit card users certainly enjoy the best of what life has to offer. Now, GetGo members can indulge in a lifestyle of luxury and free travel when they apply for their own CEB GetGo Credit Card.

    With your new CEB GetGo Credit Card, you can embrace a lifestyle of unlimited travels to experience the world the way you want to.

    As the most rewarding lifestyle program, GetGo is again making everyday purchases more satisfying by giving away 8,000 bonus points to newly-approved CEB GetGo Credit Cardholders who apply from January 31 to August 31, 2018.

    Apply for your own CEB GetGo Credit Card and enjoy exciting benefits – from earning 8,000 bonus points, to flying to your dream destination for free!

    Interested individuals can sign up via https://bit.ly/2Md1DXx or through other UnionBank channels. Once approved, all they have to do is to use their credit cards for a single or accumulated retail spend worth P20,000, register online at https://unionbankph.com/8kgetgopoints and sign up for the new UnionBank Online mobile app via the Apple Store or Google Play.

    Apply for your own CEB GetGo Credit Card and enjoy exciting benefits – from earning 8,000 bonus points, to flying to your dream destination for free!

    With 8,000 bonus GetGo points, you can book thrilling getaways and make priceless memories at any of the country’s most beautiful provinces. You can fly to Bacolod, Cebu, Iloilo, and Tagbilaran to discover unique local culture and architectures. You can even spend a weekend at the beach by scoring the best one-way flight deals to Davao, Suriago, and Dumaguete with your GetGo points. Or if you’re up to fly out of the country, you can use your additional 8,000 points to explore Cebu Pacific’s international destinations.

    But wait, there’s more! New CEB GetGo Platinum Credit Cardholders will also receive a unique promo code worth 8,000 GetGo points when they spend another P20,000 worth of single or accumulated purchases using their new credit cards within 65 days from card approval date. They can use this code to get 8,000 points off when booking their flights with GetGo. That’s just P40,000 total spend using CEB GetGo Platinum Credit Card for a total of 16,000 GetGo points!

    So, what are you waiting for? Enjoy your next trip with your own CEB GetGo Credit Card. Promo runs until August 31, 2018.

    For more information on memberships and partners, visit www.getgo.com.ph. Stay updated on the latest promos by liking GetGoPH’s official pages on Facebook, Twitter, and Instagram.

    John Paulo Ondra Caparros
    Public Relations Department
    Strategic works, Inc. 
    +63.893.7472 | +639. 17.158.7918
    john.caparros@stratworks.ph

    2nd Floor Zaragoza Building, 102 Gamboa Street, Legaspi Village, Makati City PH

  • Cybersecurity in APAC: The art of simplicity and being on the right side of history

    Cybersecurity in APAC: The art of simplicity and being on the right side of history

    Michael Montoya, Chief Cybersecurity Officer, Microsoft Asia

    We all have “a-ha” moments when that lightbulb above our heads is just too bright to ignore. One came to me when I was in a previous IT operations role.  It happened on a day when I had two meetings: first with an endpoint agent team and another with a security operations team.

    The endpoint team gave me detailed guidance on the possible performance degradation and alerts we could expect from another agent we were placing on user devices in the pursuit of greater security. Later, the security operations team asked for more resources to address an increasing number of incoming alerts caused by our large security footprint.

    The irony raised by these back-to-back meetings struck me, and so I asked myself: “How many security tools do we have to protect our environment?”

    Finding the answer was not as simple as I had hoped. But when I was eventually told the approximate number, it was clear to me that we had a problem – and I was part of that problem. People like me have been in the industry long enough to have dealt with server sprawl and application sprawl. Now, we were witnessing security sprawl.

    It seems very logical in this world of rapid digital transformation – where businesses and organizations face constant and evolving digital threats – to deploy as many defenses as possible to ward off cyberattacks. The more barriers in place, the more protected you are, right?

    Well, I don’t believe I am alone when I say that it is a logical fallacy to think that having more security tools means better security. In fact, they could have the opposite effect, according to new research by IT analyst firm, Frost & Sullivan.

    “Understanding the Cybersecurity Threat Landscape in Asia Pacific: Securing the Modern Enterprise in a Digital World” surveyed 1,300 respondents from 13 countries. This Microsoft-commissioned study drilled down into how organizations in our region view, approach, and practice cybersecurity.

    One facet of the Study examined the experiences of organizations with different levels of security in place. What it found might, at first glance, seem counter-intuitive: Those that had gone to a lot of expense and trouble to put a wide array of security measures in place often encountered more security incidents than those with fewer defenses.

    Moreover, they often took longer to recover from attacks. Of the surveyed organizations set up with more than 50 cybersecurity solutions, only 23% said they had been able to bounce back within an hour of a breach. For the organizations with less than 10 cybersecurity solutions, the figure was 40%.

    The truth of the matter is simple: The number of security solutions you have won’t necessarily guarantee the safety of your data or protect your business reputation. The reasons can vary, but often over-complicated layers of complexity can make cybersecurity issues too hard for some companies to handle effectively.

    Organizations with a multitude of deployed security solutions can find it difficult and expensive to have full visibility across all environments. And, that leads to ineffective detection and response. It can also result in a “passive defense posture” where complexity replaces agility and effectiveness. In an ocean of alerts, which can easily overwhelm us, we risk not taking fundamental security measures – such as basic cyber resilience among employees, patch updates, poor password management, and movement of files to insecure thumbdrives.

    These are just a few of the things that can open the door to threats, including the four this Study identified as being high-impact in Asia Pacific:

    • fraudulent wire transfers;
    • data corruption;
    • online brand impersonation, which is when a cyber fraudster creates a bogus webpage or a social media account, either to harm your brand or simply to gain the confidence of your trusting customers;
    • and data exfiltration, whereby cybercriminals use various malicious ways to copy, transfer, or retrieve data from computers or servers.

    Most of the Study’s respondents knew about the dangers out there and regarded them as real threats – with 59% saying cybercrime threats had hindered them on their digital transformation journeys. But it is problematic to learn what many were doing, or not doing, to manage the risks and why.

    Firstly, let’s look at the reasons why the organizations surveyed thought it was a good idea to have a cybersecurity strategy in place. Only 20% regarded cybersecurity as a powerful enabler of digital transformation and the key to future business growth and success. In contrast, 41% simply cited traditional and tactical reasons, like protection from attacks and differentiating themselves from their competitors.

    Most also said that when it came to creating new projects, security issues were usually considered after – not before – launch.

    In this regard, the Study supports an uncomfortable notion that many of us know to be true: Many business decision-makers in our region still cling to outmoded ways of managing risks, and this is leaving them ill-informed and unprepared for mounting cybersecurity challenges that can ultimately erode their growth prospects.

    Digital transformation has made the need for safe and trusted technology a front-and-center factor for business success. But too many organizations still regard security as an add-on, or even an afterthought. Some businesses resist the need to tackle security issues – even as cybercriminals become more sophisticated and as traditional IT boundaries disappear with new devices, apps, and data entering the workplace.

    To succeed and thrive as digital enterprises in the years to come, organizations must make security part of the natural flow of their business processes and cycles. And, to ensure security, privacy, and compliance, the protection of company data requires a new approach.

    That is why Microsoft has a platform that looks holistically across all the critical end-points of today’s cloud and mobile world. It acts on the intelligence that comes from our security-related global threat monitoring and insights. And, we have a vibrant ecosystem of partners who help us raise the bar across the industry – helping to securely enable our customers’ digital transformations.

    Finally, there is the need for cultural change. The boards of too many companies still pick up most of their information about what is happening in cyber from what they read in the media. That’s just not detailed enough to inform them of their specific risks and the mitigation strategies they should be supporting. Increasing the dialogue on this topic amongst board members and IT executives is critical for businesses to thrive in the era of digital transformation and the inevitable consequences of cyberattacks.

    The value proposition of cyber defense is changing. Traditionally, it has been regarded as a cost. Now it should be seen as an asset, simply because customers are demanding a level of security and trust. The more companies digitize, and the more an economy becomes digitally led, the more cybersecurity becomes a business enabler.

    As security professionals, our jobs continue to get more complicated and vital to our company’s survival. Use this study as a reminder to ask you yourself two questions: How many security tools do I have to protect my company? And, what role should security play in my company’s digital transformation?


    As Microsoft CEO Satya Nadella so eloquently states: “right now Microsoft is probably on the right side of history”. Well, I believe we security and IT professionals are also on the right side of history.

    Catherine Llanes
    Media Relations Manager
    m: +63 917 5820573
    t: +632 332 1031 loc. 108
    http://www.m2comms.com/

  • Casa De Memoria To Celebrate 12th Auction With Decorative Art

    Casa De Memoria To Celebrate 12th Auction With Decorative Art

    Casa de Memoria will open a treasure trove of decorative art and design pieces this July 7, 2018. On its 12th auction, Casa de Memoria will present a new collection that merges beauty and function with a myriad of items both opulent and purposeful. The stunning pieces are more than just displays but are instruments that enable collectors to imbibe “The Casa Living”.

    Perfect for working spaces and home offices is a 1960-era José Espinho and Olaio trapezoidal shelf bar. Hailing from Portugal, this classic piece has a dual-columned body with one fall-front section and various sliding-doored cupboards and shelving. Its neo-rustic style which features clean lines, exotic wood and metal, adds effortless sophistication to any room.

    Delicate crystal ware can greatly enhance an interior and the designs of famous Czech glass artist, Frantisek Halama, make for both elegant and useful accents for the home. The first is an exquisite vase which bears relief of a spa colonnade or pavilion. “Day of Dreams”, a whole-ground angular glass container with a lid featuring motif of a woman in repose with a daisy flower can store jewelry and other valuables. There is also the pink crystal caddy, aptly named “Roses”, with a heart-shaped surface surrounded by a motif of roses in bloom.

    In the dining area, one can place the intricate silver Paliteiros or toothpick holders. This lot features a pinecone on a cup with a square base and scrolled feet embellished with floral and foliate motifs.

    Another functional yet beautiful item on auction is a wooden cigar box carrying on its panel a landscape painting by internationally-acclaimed Filipino artist, Romeo Tabuena. Serving various purposes, the box was also used to store chalk by artwork’s owner, a personal friend of the artist.

    Adorn the family chapel or altar with an ornate ivory piece of the Hispano-Filipino carving of Cristo Expirante or the dying Christ on the cross. The ivory triptych is accentuated with silver cantoneros, ineres, and rayos and displays several religious icons.

    “For this auction, we wanted to go against the usual perception that art is just for display. We wanted to show that beautiful works of art make for great decorations but can also have practical uses as well,” shared by Camille Lhuillier, Casa de Memoria marketing manager.


    The 12th auction of Casa de Memoria is on July 7, 2018 at its showroom along Jupiter Street in Makati City. The collection will be available for preview at the showroom starting on June 27 – July 6, 2018 from 10 o’clock in the morning until 6 o’clock in the evening. For inquiries, visit casadememoria.com or call (02) 7720414. Collection catalogues are available.

    John Paulo Ondra Caparros

    Public Relations Department

    Strategic works, Inc. 

    +63.893.7472 | +639. 17.158.7918

    john.caparros@stratworks.ph

    2nd Floor Zaragoza Building, 102 Gamboa Street, Legaspi Village, Makati City PH

  • Surefire Ways To Get Your Home Loan Application Approved

    Surefire Ways To Get Your Home Loan Application Approved

    Applying for a mortgage is your key to achieving the home you have always dreamed of.

    Unless you are ultra-rich, purchasing a home would require financing from banks and other lending institutions. Owning a home is easier said than done; a big chunk of the process is applying for a loan. 

    Nowadays, lenders are taking advantage of the Philippines being one of the fastest-growing economies in Asia to offer competitive mortgage products for potential home buyers. Furthermore, the property market is projected to remain thriving due to the demand from investors resulting from the Philippine government’s Build, Build, Build program. 

    The ball is now on the side of home buyers; they have to prove that they are financially capable of taking on a huge responsibility, which requires prudence and commitment. These are the things you have to do to make sure your home loan application gets the green light. 

    Have a steady and stable source of income 

    One of the biggest red flags for banks and lending institutions is an unstable source of income. After all, your income stability will affect how consistent you will be able to settle your monthly mortgage repayments. For a higher chance of getting your home loan approved, you have to have steady employment for at least two years. This assures the banks of your financial readiness. 

    If you consider yourself as self-employed or freelancing, you have to be able to prove how much you earn on a monthly basis. While banks consider freelance employment risky, you can still get a decent home loan offer. Just show the banks that your income flow is steady and you have an ample amount of savings. 

    Save up for a large deposit 

    It is advisable to save up for a large down payment first to secure a home loan. This reduces the loan-to-value ratio, which is a big consideration for banks. As a rule of thumb, you should only borrow up to 80% of the total value of the home you are planning to buy. Your savings will cover the rest.  The lower the amount you intend to borrow, the higher the chances that your loan will get the go-ahead. 

    A considerable amount of savings also shows that you can handle your finances, which is a big plus for lenders.

    Educate yourself 

    Purchasing a property entails a lot of responsibility and commitment from you as a homeowner and as a borrower. Learning about the mortgage market would give you a working knowledge of the home loan approval process, and allows you to build up a reliable credit reputation. 

    Be consistent with your other debt repayments 

    Your credit history is perhaps the most crucial determinant in your home loan application. It should be a habit for you to pay bills consistently. Banks often do credit checks with other banks or billers to gauge your ability to meet their repayment requirements. They will scrutinize everything from late and missed payments, defaults, overpayments, and other relevant information that would help them see how risky or safe you are as a borrower. 

    If you have a bad credit history, it’s not too late to turn it around and settle your accountabilities. Seek options on how you can rebuild your reputation as a responsible borrower. 

    It is important to note, however, that having no credit history at all will not necessarily translate to a good home loan application. As mentioned earlier, banks would want to see how consistent you are in paying your dues. In a way, having existing loans is better than having none at all. If you are not a fan of credit card or other loans, you can instead submit your phone and utility bills. Even insurance statements can give banks an idea of how you are as a client. 

    Do not submit multiple applications with different banks 

    Never go on a fishing expedition and apply to multiple lenders for a home loan; banks might see it as bad behavior and an indication of a higher risk. 

    Instead, make a list of banks or lenders you wish to avail home loans from and research about their mortgage products, benefits, interest rates, and disadvantages. Submit your application to one bank at a time. If you do not get approved at the first one, move on to the next lender on your list. 

    Have a guarantor 

    A guarantor is someone who will be of help to you when unforeseen circumstances result in you not being able to make repayments for a period of time. First-time home buyers usually sign their parents up as their guarantors. 

    Guarantors who have a good credit standing can boost your application and get it approved in no time. It is also an advantage if the guarantor was a previous client of the lender you are submitting your application to. 

    Explore your options at the Lamudi Affordable Housing Fair 

    Lamudi’s Affordable Housing Fair in Glorietta 3 Activity Center in Makati City is a great avenue for you to know every nook and cranny of home ownership—from selecting a house that fits your needs to applying for a mortgage that suits your financial health. 

    Home loan experts will grace this two-day event to give attendees a seminar on the Philippines mortgage market. Banks and lending firms will also be present to showcase their home loan products for potential home buyers. 

    Mortgage Application

    The Lamudi Housing Fair will be on June 30–July 1, 2018, Saturday to Sunday. To register for the event, click here.

    Cherianne Mangrobang
    PR & Partnership Officer, Lamudi Philippines Inc.