Sterling Bank signs a contract with Unla La Corp to help ease of doing business related to the products and services they offer to their customers and concerned people in the community.
Sterling Bank of Asia (SBA), one of the country’s leading thrift banks, and Unla La Corp., a Dagupan-based company, forged a partnership to help streamline Unla La’s business operations further.
“With this partnership, we would like to help Unla La Corp. to become an even more trusted partner in making life easier for its customers,” said Ralph Cadiz, SBA EVP and Retail Banking Group Head.
Unla La Corp. specializes in providing a wide range of services
in selected Pangasinan areas, including delivery and app development.
The company plans on expanding in other Pangasinan towns and provinces to exhibit its dedication to simplifying the daily life of its customers by ensuring that every errand is effortlessly managed.
“We are thrilled to partner with Sterling Bank to enhance the overall experience for our customers,” said Unla La Corp. CEO Raul Delos Santos. “This collaboration aligns with our commitment to providing seamless and reliable services, and we are confident that it will bring immense value to our customers,” he added.
Sterling Bank has provided Unla La Corp. with an online payment gateway for their website and mobile app, enhancing the ease and security of transactions for users. Additionally, Sterling Bank has implemented a system for payroll crediting, streamlining, and automating Unla La Corporation’s operating processes.
Present during the activity are Novielyn Reyna – SBA Dagupan Branch Manager; Grego Cervantes, Jr. – SBA FVP & Area Head; Ralph Cadiz – SBA EVP & Retail Banking Group Head; Raul Delos Santos – Unla La CEO; Mel Janine Delos Santos – Unla La Corporate Secretary; and Meljasmin Mae Delos Santos – Unla La Corporate Treasurer.
For more information about Sterling Bank of Asia, please visit www.sterlingbankasia.com.
To know more about Unla La Corp. and its services, please visit www.unlala.ph.
Do you have already an account with CIMB Bank Philippines Inc.?
You’ll enjoy the 7 Perks that come with your CIMB ACCOUNT that will elevate your digital banking experience as follows:
Free instaPay fund transfers
Free Cash-in
Higher interest earnings on your savings
Free Virtual Debit Card
Free Life Insurance Coverage
Hassle-free bills payment and load purchase
Fast and Easy Personal Loan and REVI Credit application
CIMB Bank Philippines Inc. is the tenth and final geographical milestone in establishing CIMB’s presence throughout ASEAN. Opened in December 2018 and headquartered in Bonifacio Global City, Metro Manila, Philippines, CIMB Bank Philippines has transformed the Filipino banking experience with their all-digital, mobile-first bank, offering 24/7 safe and secure banking, bank account opening in just 10 minutes through smartphones, best-in-market interest rates for savings accounts, no transaction fees, no initial deposit or minimum balance requirements, and convenient deposit and withdrawal options at over 8,000+ partner locations and 20,000+ partner ATMs nationwide for free — all done through the CIMB Bank PH mobile app.
Few days ago, CIMB BANK emailed the depositors about the 7 PERKS that come with your CIMB Account to elevate your digital baking experience available to every hour, every minute, every second, seven days a week this day & beyond.
Wealth building and wealth protection are two important aspects to consider given the current economic situation in the country. It is important for Filipinos to boost their savings and ensure that their assets grow, so that they are protected for their future needs.
Allianz PNB Life (AZPNBL) remains committed to its purpose of securing more Filipinos by helping them build wealth as their protection and legacy to their families through its STEP UP 7 financial product. STEP UP 7 stands for Short-Term Endowment Plan with Uniform Payouts. It is a single-pay, non-participating endowment life insurance plan that matures in 7 years.
Stable income stream
The STEP UP 7 is ideal for individuals who want to add another stable and guaranteed stream of income to boost their savings while enjoying the benefits of insurance coverage. The plan offers guaranteed protection, maturity benefits, and an additional annual payout of 3.25% for 7 years.
Since its launch in 2019, it has garnered the attention of customers becoming one of the most availed products of AZPNBL. Its popularity among customers led to the roll-out of the product’s third tranche with an allocation of 2 billion pesos.
AZPNBL opened the third tranche in May 2023 with an adjusted coupon rate to adapt to current market trends and prevailing yield rates. It garnered even faster sales due to the attractive coupon rate offered to both new and repeat customers.
Opportunity to build a legacy
Given its success, AZPNBL has decided to extend the STEP UP 7 offer starting January 15, 2024, until supplies last. This extension allows more customers to avail of this plan and take advantage of its benefits of boosting their savings.
Allianz PNB Life Chief Product Provider Officer Leo Tan, Jr. says, “I am immensely proud and excited to reintroduce our special proposition, STEP UP 7. It is tailored specifically to the unique financial needs and preferences of Filipinos and is designed to provide guaranteed savings and protection for those seeking medium to long-term financial solutions.
Our proposition includes a guaranteed payout feature that allows customers to save up over time with the additional payout every year, while providing a level of protection with insurance coverage. This ensures that Filipinos can achieve financial stability and security while they work towards their financial goals. We understand the importance of financial security for Filipinos, and we have designed the STEP UP 7 propositions with this in mind. We take into account the long-term outlook and affinity of Filipinos towards financial planning, ensuring that our proposition aligns perfectly with their needs.”
The STEP UP 7 product is exclusively available to PNB customers. Find out more about the product through AZPNBL Life Changers by visiting the nearest PNB branch.
In this digital age, we need a finance digital app like GCash for a seamless, convenient and secure transactions with the registered users, shops, investors, banks, government and other establishments in the community this day & beyond. Currently, GCash is a mobile wallet app and the No. 1 Finance Super App in the Philippines that their customers or users can instantly pay bills, buy load, send money, shop, save, invest, and more at home and in other establishments where you can use it with ease and secure of doing the digital transactions you need in your everyday living related to art, fashion, technology, food and etc. in the society.
With regards to savings, you can save trough GSave with their current Partner Banks: Maybank (Convenient way to save. Plus get a free Debit Card.); UNO digitalbank (High-rate savings, daily interest, & time deposit); BPI (Easiest way to start your savings); and CIMB (High interest rates, no fees, & free insurance.
For the investment through GInvest, you can start investing with GFunds, GStocks PH & GStocks Global. You may opt to grow your money through GCrypto were you can buy, sell and transfer crypto. GCash also offers GLoan, GGives, GCredit and promos to their loyal and active customers in the community.
Are you registered yet with GCash? Download the GCash app and register now to enjoy fast, easy, secure sending, payments, shopping, transfers, saving, investing and more this day & beyond in community.
Since the first Cebuana Lhuillier pawnshop was opened in 1953 (previously known as Agencia Cebuana)[KJ2] , the company has continuously provided Filipinos with ease and comfort, especially when it comes to financial access. [KJ3] More than seven decades after, Cebuana Lhuillier, remains to be a household name in the country, as it has established a strong presence in Filipino lives as the leading microfinancial services provider.
By operating close to 3,500 branches nationwide, the company has successfully reshaped the financial landscape and elevated societal access to financial products and services in many ways possible.
Over the years, the company has strategically positioned itself at the intersection of financial and social impact, therefore transcending traditional business boundaries. It has redefined the role of a f[KJ4] inancial institution as it embraces a multifaceted mission that goes beyond conventional norms. At its very core, Cebuana Lhuillier consider microfinance as a social mission rather than a business of numbers, thereby assisting Filipinos in every step of their financial wellness journey.
Moreover, the company has also launched several[KJ5] corporate social responsibility (CSR) initiatives and specialized projects that uplift Filipinos, the company has shown its deepest intentions of helping Filipinos in the many facets of life. Aside from pushing financial wellness, Cebuana Lhuillier also advocates for education and champion sports development.
“We purposely continue to develop new products and services that we know will help uplift lives of Filipinos. We believe that our market is capable of making smart financial decisions if provided access to good products. Aside from that, we also champion education and sports as we believe that these are good tools for people to improve their lives”, says Jean Henri Lhuillier, Cebuana Lhuillier’s President and CEO.
A Proponent of Financial Wellness
According to statistics, the average C and D markets often undergo the different steps of financial wellness journey which starts from bridge financing to saving up, starting a business, getting insured, and learning how to invest. In its more than four decades of operations, Cebuana Lhuillier has evolved and introduced different products that cater to the needs of people in every step of their financial wellness journey.
The first one among these steps is bridge financing, which is something Cebuana Lhuillier has been long addressing through its pawning services. Aside from that, the company also offers loans, as well as money transfer products and services, to help Filipinos get funding that will get them through various scenarios.
The next step of financial wellness highlights the importance of saving up and a chance to safely store money. With this, the company launched the Micro Savings Account through Cebuana Lhuillier Bank, providing Filipinos an affordable and easy way to open an account and save money. Through this, Filipinos may open an account that doesn’t require a maintaining balance for as low as PHP 50 and with just one valid ID.
The next step is to open up a business, which is why Cebuana Lhuillier launched the KaNegosyo Center (KNC) which empowers MSMEs by helping them to start and grow their business. The company also offers Microbiz loans that can serve as capital for budding and existing business ventures.
For people with enough savings and for those who have their own business, there is an important need to be protected. This is where Cebuana Lhuillier Insurance Brokers (CLIB) and its products come in. The exceptional insurance products, such as ProtectMax which provides death benefits, accident or sickness emergency cash assistance, accidental dismemberment and/or disablement Benefit, among others for as low as PHP 50. Another remarkable offering is HealthMax[KJ6] , which has affordable offers that allows Filipinos between 15 and 65 years old to receive an annual maximum benefit of PHP 150,000 for emergency care and hospitalization in over 282 accredited hospitals nationwide.
The company also offers the Miners Protect for miners who were once considered uninsurable due to the risks that come with their job.
Lastly, Cebuana Lhuillier has also paved the way for affordable and valuable investment products that people can go for, especially for those who wish to attain a full circle moment in their financial wellness journey. The company has made it possible through the likes of Cebuana Lhuillier Jewelry, Cebuana Lhuillier Gold, and even through the Atram partnership through the KNC which enables people to invest in stocks for as low as PHP 50.
Through such offerings, Cebuana Lhuillier has demonstrated its unwavering commitment to financial inclusion.
An Advocate of Education
More than just being an established name in the financial space, Cebuana Lhuillier also highlights the importance of education in Filipino lives. Through the Cebuana Lhuillier Foundation Inc. (CLFI) and in partnership with the Department of Education (DepEd), the company opened almost 150 Alternative Learning System (ALS) Centers nationwide with the goal of helping out-of-school youth and adults to complete their education, thus becoming the foundation’s biggest project.
The foundation achieves its goal by holding classes, workshops, and even symposiums. Cebuana Lhuillier’s program also extends its support to ALS programs of different schools by providing buildings, classrooms, and halls through donations. [KJ7]
What sets the Cebuana Lhuillier ALS program apart is that it secures every facility with the latest equipment. The foundation is also hands-on when it comes to the reproduction of reviewers and modules that their students will need. This makes the students under the Cebuana Lhuillier ALS program better equipped.
Aside from that, Cebuana Lhuillier’s ALS program also provides incentives to teachers, so that they can stay motivated to provide the best education for their students.
Over the years, Cebuana Lhuillier has also empowered dedicated students through its scholarship programs.
A Champion of Sports Development
Cebuana Lhuillier and its President and CEO Jean Henri Lhuillier has been supporting sports for more than four decades already, as he started with basketball with successful teams in the Metropolitan Basketball Association, Philippine Basketball League, and the PBA D League. Cebuana Lhuillier and Jean Henri were also at the forefront of the gold medal winning teams from 2003 to 2007.
But it is in softball and tennis that JHL has made the most impact on, until now. They are behind the very successful Philippine softball and tennis programs in the country, focusing both on national team support and grassroots development.
In tennis, Jean Henri Lhuillier was also instrumental in bringing top tennis superstars such as Maria Sharapova, Serena Williams, Andy Murray, among others to the country in 2014 to 2015 as co-owner and team manager of the Manila/Philippine Mavericks. [KJ8]
Cebuana Lhuillier and Jean Henri Lhuillier have been supporting the country’s top players for several years such as Cecil Mamiit, Treat Huey, Eric Taimo, Ruben Gonzales, Katharina Lehnert, and Francis Casey Alcantara among others. They have also organized close to 2000 age group tournaments all over the country for the past two decades. Until now, they are continuing this with Jean Henri as the president of the Unified Tennis Philippines (UTP).
With Jean Henri as the long-time president of the Amateur Softball Association of the Philippines (ASAPHIL), Cebuana Lhuillier and Jean Henri have been at the forefront of ensuring success in international softball competitions of both RP Blu Girls and RP Blu Boys. Over the past decade, both teams have garnered more than ten gold medals in sea games and several podium finishes in the Asian softball competitions. Most recently, they enjoyed their best year in 2023 with four teams qualifying and competing in the world cup. Both the Blu Girls and the Blu Boys had the highest world ranking among Philippine sports teams by ranking 14th in the overall standing of World Baseball Softball Confederation (WBSC).
Becoming a Constant Presence in Filipino Lives
In the symphony of pushing with its mission to uplift Filipino lives, Cebuana Lhuillier cements itself at the forefront of companies which committed themselves to be a gamechanger. By having a wide range of products, services, education and sports initiatives that are matched with unwavering dedication, the company pledges to unfold its pursuit of inspiring positive change.
baka almost four decades lang since Cebuana started in 1987 [KJ1]
mention agencia cebuana [KJ2]
financial access [KJ3]
financial wellness [KJ4]
Moreover… [KJ5]
basta emphasize na iba yung CSR initiatives kaysa sa company mission
provide descirptions for each offer [KJ6]
add miners protect for previously uninsured miners
add incentives to teachers for them to stay motivated and give their best for their students [KJ7]
Cebuana Lhuillier and Jean Henri Lhuillier continue its commitment to uplifting Filipino lives through its impactful educational initiatives. With education at the forefront of their advocacy, these initiatives represent a transformative journey toward a brighter and more educated future for the Philippines.
Through its corporate social responsibility arm, Cebuana Lhuillier Foundation Inc. (CLFI) leads the charge with its Nationwide Scholarship Program, providing support to intellectually gifted yet financially constrained students. Aside from the annual scholarship grant, the program offers employment opportunities in Cebuana Lhuillier’s parent company, PJ Lhuillier Inc. (PJLI), and provides additional learning resources to its scholars and learning sessions. In collaboration with 14 academic institutions all over the country, close to 1,000 graduate scholars have emerged nationwide. This not only opens doors for the scholars but also creates a ripple effect as they contribute to uplifting others through education.
Another of its initiatives is the Alternative Learning Program, which addresses the needs of out-of-school youth and adult learners across the Philippines. These ALS community learning centers (ALS-CLCs) empower individuals to complete basic education, transforming them into competent and productive members of society. Since it was established in 2013, 155 ALS-CLCs have been built across 70 provinces, reaching almost 60,000 ALS learners.
“I have always been a staunch advocate for education. At Cebuana Lhuillier, it is our firm belief that the journey of learning holds the key to transformative change, shaping destinies and creating a profound impact on individuals. Through our initiatives and programs, we strive to improve lives and contribute to the growth of a country built on the foundations of knowledge and empowerment,” said Jean Henri Lhuillier, President and CEO of Cebuana Lhuillier.
A shining example of success is Atty. Pia Faustino, a Ka-Cebuana who has been with the company for over 20 years now. Faustino was a CLFI scholar during her undergraduate years. Upon completing her degree, she received a job offer as the Administrative Assistant in the Legal Services Group (LSG) of PJLI. It was within this role that she discovered her passion for law, and with the unwavering support of her colleagues and bosses, she decided to pursue further studies.
Embracing the challenge, Faustino embarked on her remarkable journey through law school and in 2023, her dedication and hard work culminated in passing the Bar, earning her esteemed title of a lawyer.
“I’m very grateful to the Lhuillier family and all LSG Group Heads. Everyone has been so supportive, even my colleagues. Just last year, I passed the bar. Law school was not a walk in the park, I had my ups and downs, but I was determined to finish it and to pass the bar. Now, just fresh from passing the bar, I still crave learning and opportunities. I hope and pray to become a good lawyer,” said Faustino.
Faustino’s trajectory from scholarship recipient to accomplished lawyer exemplifies the transformative power of educational support and the opportunities for growth that Cebuana Lhuillier and Jean Henri Lhuillier provides.
As Cebuana Lhuillier and Jean Henri Lhuillier continue to spearhead impactful initiatives, the vision for educational empowerment echoes far beyond the programs themselves. It resonates in the lives changed, the communities uplifted, and the promise of a brighter future for the Filipino people.
The Best Deals Offers from a financial institution always find ways to provide financial support to those who need immediate finances for emergency needs related to every day living. This financial specifically offers savings, time deposits, credit cards, loans, insurance and other money instruments to the individuals or companies as part of their investments and needs for personal or business transactions in the community.
In the past years, I was offered to apply a Credit Card from a bank that I can use for offline or online purchases for daily needs in the society. The bank offers discounts, point or perks when you use your credit card in purchasing selected good or services to any accredited stores or business establishments. An annual fee is charge to your credit card but can be waive of the membership fee if you’ll request the bank for approval for exemption of the annual membership fee. Due to personal reasons, I requested the bank to closed my credit card but I planed to invest and save money in the bank for my every day living.
Currently, I have a deposit to a bank specifically a peso time deposit and savings account earning an interest base on prevailing interest rates of the bank. This bank always find ways to their clients for the benefit of both parties.
The first-ever Allianz MoveNow Camp – Esports Edition for teens took place in Singapore during the Olympic Esports Week (OEW). The camp showcased the skills and talents of teens in 11 different games during the first OEW finals. Through the MoveNow camps, Allianz PNB Life seeks to strengthen the role of sports in society by making it more inclusive, accessible, and engaging for teens in the Philippines and other Asian countries.
Allianz PNB Life (AZPNBL) — one of the leading life insurance companies in the Philippines — is a worldwide Olympic and Paralympic insurance partner, and the MoveNow camp is a joint initiative of Allianz and the International Olympic Committee (IOC). The OEW was established to highlight the best of Esports and embrace the gaming world into the Olympic ecosystem.
The MoveNow Esports Camp showcased the best of Esports and exhibited the latest technologies and innovations in the field. Hundreds of teens, ages 14 to 17, from the Philippines, Indonesia, Malaysia, China, Singapore, Chinese Taipei, and Thailand, applied for a spot at the camp and of the 23 participants selected, 3 were from the Philippines.
Philippine Team Captain Marlon Stöckinger, a former racing driver, and the first Filipino to win a formula race in Europe, shared, “I was inspired by the talent, commitment, and dedication that the teens showed during the camp. Everyone had a great time and I’m sure that the experience helped develop their skills further while creating once-in-a-lifetime memories for them.”
Tempest Dime, a 17-year-old Filipino participant, said, “It was cool to see these games becoming translated virtually through technology, proving that sports and gaming are not two separate things. The camp was a great display of sportsmanship and the Olympic values as we came together to connect, compete, and learn from one another.”
All the participants received coaching, mentoring, and training sessions from experts and professional players such as professional racing driver, Mikaela; YouTube soccer trick-shot artist, Emmanuel; and professional Rocket League player, Kassio. These sessions enabled them to learn advanced techniques and strategies to improve their gameplay.
Research has supported the various benefits of Esports, such as improved executive function skills, hand-eye coordination, and visual acuity. And like physical sports, Esports also improves teens’ confidence, problem solving skills, teamwork, and ability to communicate.
Gino Riola, AZPNBL Chief Marketing Officer, said, “At Allianz, we believe that anyone and everyone, especially the youth, can engage in sports and reap its benefits. The goal of the MoveNow program is to create a healthy, safe, and supportive environment where young people can engage in sports and skills development.”
Allianz officially began their global partnership with the Olympic and Paralympic Movements in 2021, building on a collaboration with the Paralympic Movement since 2006. Since announcing the MoveNow program in June 2022, Allianz has run several initiatives, including the MoveNow Training Series, the MoveNow TikTok Club, and the MoveNow Camps. Through the MoveNow program, Allianz is committed to moving the next generation across the globe through global and local initiatives on the Road to Paris 2024 and beyond.
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