DULDULAO DOT NET This Day & Beyond

Category: Finance

  • Leading insurer partners with LRT-1 to provide “The Gift of Protection” to thousands of daily commuters

    Leading insurer partners with LRT-1 to provide “The Gift of Protection” to thousands of daily commuters

    Leading insurer partners with LRT-1 to provide “The Gift of Protection” to thousands of daily commuters throughout December 2025. Malayan Insurance Co., Inc. (MICO), one of the country’s leading non-life insurance providers, has partnered with LRT-1 to power a month-long holiday campaign.

    This initiative offers complimentary Personal Accident (PA) insurance coverage to LRT-1 commuters throughout the entire month of December. The initiative, dubbed “The Gift of Protection,” aims to provide peace of mind to thousands of Filipino commuters during the busiest travel season of the year, when millions rush through Metro Manila’s railways for holiday shopping, year-end gatherings, and trips to provincial bus terminals for the Christmas break.

    “December is the most hectic time for Filipino commuters—carrying gifts, rushing to catch buses home, navigating crowded stations,” said Eden Tesoro, Chief Operating Officer of Malayan Insurance. “We wanted to cut through the holiday chaos with a meaningful gesture that reminds Filipinos that protection isn’t an expense—it’s a gift, and one we’re honored to give this Christmas season.”

    The campaign features a full station takeover at LRT-1’s Gil Puyat Station, a key transit point for commuters heading to Makati’s business districts and nearby provincial bus terminals. A fully-wrapped LRT-1 train will also traverse the line throughout December, spreading the message of safety and protection across the metro. Commuters can avail of the complimentary PA insurance coverage by simply scanning QR codes displayed throughout Gil Puyat Station and on the branded train.

    The seamless digital process requires only basic information—name and mobile number—and issues a digital policy certificate instantly. “This partnership with LRT-1 allows us to meet Filipinos where they are, literally,” Tesoro added. “We want to bring protection to the forefront during a time they need it most; that’s what future-proofing protection means to us.” The campaign reflects Malayan Insurance’s broader commitment to making insurance more accessible and relevant to everyday Filipinos, shifting the perception of insurance from a burdensome expense to a caring investment in one’s safety and future.

    The “Gift of Protection” campaign runs through the whole of December 2025, at LRT-1 Gil Puyat Station and aboard one roaming fully-wrapped train car.

    Reference & Media Contact:

    Malayan PR

    Ms. Lariza Garcia

  • Literacy and Disability Inclusion Advocate Zacarias Mansing Jr. Crowned Cebuana Lhuillier’s 2025 Happiest Pinoy Among 500,000 Entries Nationwide

    Literacy and Disability Inclusion Advocate Zacarias Mansing Jr. Crowned Cebuana Lhuillier’s 2025 Happiest Pinoy Among 500,000 Entries Nationwide

    Recently, Cebuana Lhuillier has officially named Zacarias Mansing Jr., a passionate literacy and disability inclusion advocate, as the 2025 Happiest Pinoy. His remarkable journey of transforming personal adversity into a nationwide mission for children’s literacy resonated deeply across the country. Selected from more than 500,000 entries, his win marks one of the most extraordinary achievements in the history of Cebuana Lhuillier’s pioneering advocacy.

    The awarding ceremony, held last December 2, 2025 at Dusit Thani Manila, highlighted the depth and diversity of this year’s competition. Zacarias first emerged as one of the ten national category winners before advancing to the final round, where he stood alongside inspiring finalists representing youth and senior citizens, entrepreneurs, persons with disabilities, OFWs, members of the workforce, the LGBTQ+ community, creatives, indigenous peoples, and Cebuana Lhuillier clients.

    A distinguished panel of judges—comprising public servants, media professionals, social innovators, athletes, and former Happiest Pinoy awardees—evaluated the finalists through a comprehensive process rooted in four criteria: Resilience; Optimism and Genuine Happiness; Champion of Hope and Impact; and an X-Factor reflecting authenticity.

    Jean Henri Lhuillier, President and CEO of Cebuana Lhuillier Inc., emphasized the significance of Zacarias’s win: “Zacarias reminds us that true strength is not the absence of hardship but the courage to lift others as we rise. His life—rooted in faith, grit, and service—captures exactly what the Happiest Pinoy seeks to celebrate: joy that transforms communities and inspires lasting change.”

    Zacarias’s story is a testament to that strength. After an accident abroad in 2012 left him paralyzed, he returned home determined to turn his challenges into purpose. Guided by his DRISO values—Determination, Resilience, Inspiration, Service, and Optimism—he launched the Books for Kids Project in 2017. From his wheelchair, he has traveled to more than 300 remote public schools and reached over 50,000 students, championing literacy, disability inclusion, and hope across Negros Oriental. “Being a Happiest Pinoy is about having a spirit that trusts God in all circumstances, and hands that are always ready to reach out to those in need,” he shared. Zacarias’s triumph is more than a personal victory—it is a powerful reminder that purpose can emerge from pain, and that one person’s resolve can ignite lasting change. His work continues to inspire communities, uplift young learners, and strengthen the movement that Cebuana Lhuillier began: a celebration of joy that endures, heals, and transforms

    Reference & Media Contact:

    Cebuana PR

    Ms. Lariza Garcia

  • Refer & Earn Rewards via MariBank or Shopee App

    Refer & Earn Rewards via MariBank or Shopee App

    Do you want to experience Fast & Easy Banking with MariBank? Enjoy High-Interest Earnings & Free Transfers to other banks and e-wallets. Open a MariBank account now and enjoy the following benefits:

    1. High-interest earnings credited daily
    2. No maintaining balance, no lock-in period, and account fees
    3. Sign-up is free and easy, just 5 mins with 1 ID

    According to Shopee PH Help Center, in April 2025, SeaBank became a part of the banking group of MariBank Singapore Private Limited (“MariBank”), following MariBank’s acquisition of SeaBank Philippines. In July 2025, the Bank officially reintroduced itself under its strengthened identity as MariBank Philippines, Inc. (A Rural Bank) (“MariBank” or “the Bank”) with an updated corporate logo symbolizing its integration into the MariBank Group.

    How to Get Free Money

    1. Invite your friends to open an account via Maribank or Shopee app using your referral code.

    2. Upon account activation, ask your friend to make their first one-time deposit from any e-wallet or bank, including MariBank, of at least PHP 1,000.

    3. Ask your friend to keep PHP 1,000 in their account for at least 3 days for you to get PHP 100 while your friend gets PHP 150.

    4. To qualify for the reward, ask your friend to download and log in to the MariBank app if they registered using a referral code on the Shopee app.

    Scan the QR Code of MariBank and Sign up using my referral code: WD961654, to enjoy exclusive features.

    Download now the MariBank app to enjoy more of its app-exclusive features:

    1. Free transfers to other banks and e-wallets via InstaPay and PESONet
    2. Get discounts for buying prepaid loads and telco promos in the app
    3. Shop with ease. Scan & Pay for your purchases via QR Ph
    4. Pay on time with our bills payment feature
    5. Live Chat Support for Customers

    I signed up the Maribank via Shopee app, and enjoying with ease of banking and shopping experience.

  • Sterling Bank of Asia Upholds Environmental Commitment through “Kind Heart Gives” Tree Planting Activity

    Sterling Bank of Asia Upholds Environmental Commitment through “Kind Heart Gives” Tree Planting Activity

    Sterling Bank of Asia has recently announced that their employees take part in the “Kind Heart Gives” tree planting activity at La Mesa Eco Park in Quezon City.

    Sterling Bank of Asia (SBA) once again demonstrated its commitment to environmental sustainability and community engagement through this year’s “Kind Heart Gives” tree-planting initiative held at La Mesa Eco Park in Quezon City. The event brought together employees from various organizations who joined SBA in its corporate social responsibility efforts, underscoring the Bank’s shared mission to make a positive impact on both the environment and the community.

    The activity went beyond simply planting trees—it fostered camaraderie, teamwork, and a sense of collective purpose among SBA employees. It encouraged participants to take part in meaningful initiatives that advocate for a sustainable future. “Our ‘Kind Heart Gives’ activity reflects Sterling Bank of Asia’s support for sustainability and our values of being socially active in good causes,” said Dan Guevara, SBA’s Center for Learning Head and First Vice President. “We are proud to see our employees engage in projects that go beyond the workplace—efforts that show our dedication to both people and the planet.”

    As SBA continues to grow as a financial institution, it remains steadfast in its commitment to being a responsible corporate citizen. Through initiatives like “Kind Heart Gives,” employees contribute not only to environmental restoration but also to strengthening SBA’s culture of compassion, volunteerism, and shared responsibility.

    Reference Media Contact:

    SBA PR

  • Pru Life UK launches first-in-market online single-pay traditional endowment product

    Pru Life UK launches first-in-market online single-pay traditional endowment product

    Pru Life UK introduces PRULove Wealth Direct, the first single-pay traditional endowment life insurance product available for online purchase in the market. This innovation reflects the company’s mission to making financial solutions simpler and more accessible for Filipinos, addressing their needs for financial returns and protection.

    Available exclusively via PRUShoppe.com, the new product can be purchased online without the need for medical examinations or physical paperwork. It features guaranteed net annual cash payouts equal to 4% of the single premium for seven years along with a full return of premium at the end of the seven-year term plus 125% of the single premium as life insurance coverage. Loanable cash values also allow policyholders to access their funds for emergencies or major expenses.

    “PRULove Wealth Direct opens doors for individuals who wish to secure their future but face barriers like limited time, restricted access, or insufficient resources,” said Garen Dee, Chief Product Officer at Pru Life UK. “It is a straightforward solution that enables more Filipinos to make most out of life and prepare for key milestones—through a seamless online purchase experience.”

    “This streamlined digital process is designed to empower consumers with direct access to life insurance—particularly those looking for services beyond traditional financial channels, and those seeking alternative tools that offer growth and protection,” Dee added.

    With just a one-time payment, policyholders can receive guaranteed payouts comparable to high-yield time deposits. The product serves as an alternative to traditional savings, with the added advantage of a safety net through life insurance.

    The launch of PRULove Wealth Direct comes at a pivotal moment in the Philippine life insurance industry as it continues to evolve through digital innovation. As more Filipinos seek flexible, accessible ways to secure their financial future, Pru Life UK is responding with solutions to help them pursue their passions and prepare for life’s milestones—for every life, for every future.

    For more details, please visit PRUShoppe.com and refer to the respective product terms and conditions.

    Reference & Media Contact:

    Lariza Garcia

  • Pru Life UK launches PRUSteady Income

    Pru Life UK launches PRUSteady Income

    A practical, steady solution for today’s needs and tomorrow’s goals

    As Filipinos continue to juggle growing financial responsibilities with personal aspirations, Pru Life UK introduces PRUSteady Income, a new 20-year endowment insurance plan designed to provide financial resilience—now and into the future.

    “At Pru Life UK, we are committed to understanding what matters most to our customers. We designed PRUSteady Income as a practical financial solution that empowers our customers to confidently pursue their priorities today and prepare for life’s milestones ahead,” said Garen Dee, Chief Product Officer.

    This life insurance plan offers a reliable mix of guaranteed protection and a steady income stream. From the end of the 11th year until the 20th year of the policy, policyowners are guaranteed to receive net annual cash payouts equal to 10% of the sum assured. Upon maturity at the end of the 20-year term, the full sum assured will be given as a maturity benefit.

    In the unfortunate event of death of the insured, the plan provides beneficiaries with up to 200% of the sum assured as death benefit. To help manage unexpected financial needs, the policy also includes loanable cash values which is accessible as needed.

    For every Filipino

    The launch of PRUSteady Income underscores Pru Life UK’s commitment to helping Filipinos build a balanced financial portfolio—offering insurance solutions that are simple, reliable, and built for real-life needs.

    “Filipinos often put their families first and themselves second. With PRUSteady Income, we want to help them do both at the same time. It’s about giving people the confidence to care for their loved ones now, while also investing in the well-being of the person they’ve always aspired to be,” Dee said.

    “Whether you are a parent preparing for a comfortable future for your children or a freelancer building a steady living today for yourself and your loved ones, PRUSteady Income is designed to meet you where you are in life and help you move forward with greater confidence,” she continued.

    For parents, the guaranteed annual payout offers a meaningful way to invest in their children’s future—supplementing their educational fund and nurturing a lifestyle filled with opportunity and growth. “Beyond the 20-year coverage period, the maturity benefit can add to the policyowner’s retirement savings, offering financial security at a time when economic uncertainties make long-term planning more essential than ever,” she said.

    PRUSteady Income is also well-suited for freelancers who find themselves balancing the demands of everyday life while yearning to nurture their personal growth.

    “The reality is saving often takes a backseat to immediate responsibilities. This product provides financial protection with guaranteed payouts, while the maturity benefit serves as a financial cushion for pursuing long-overdue personal goals,” she concluded.

    To learn more about PRUSteady Income, visit www.prulifeuk.com.ph or follow Pru Life UK on Facebook. Please refer to the product terms and conditions or consult with a licensed Pru Life UK agent to ensure the product suits your needs.

    Reference & Media Contact:

    Lariza Garcia

  • Pru Life UK employees champion bayanihan spirit in Brigada Eskwela 2025

    Pru Life UK employees champion bayanihan spirit in Brigada Eskwela 2025

    Pru Life UK once again rolled up its sleeves for Brigada Eskwela, the Department of Education’s nationwide schools maintenance programme, rallying employee volunteers last month in support of Pleasant Hills Elementary School in Mandaluyong City.

    The initiative began at the Pru Life UK’s headquarters, where employees painted pots and planted vegetable seedlings. These were later donated during a school outreach, part of a wider effort to prepare classrooms for the new academic year.

    Volunteers spent the day painting walls, cleaning rooms, and organising books—bringing fresh energy to the school community. Pru Life UK also provided painting materials to support ongoing refurbishment needs.

    “It’s fulfilling to give back in such a tangible way,” shares Maria Junifer Maliglig, one volunteer. “Seeing the impact first-hand is what makes it all worth it.”

    A long-time participant in Brigada Eskwela since 2012, Pru Life UK’s commitment to education goes far beyond paintbrushes. Through its flagship Cha-Ching Financial Literacy Programme, the company has empowered over 1.5 million students across the Philippines with essential money management skills. Read recent story on expanding and fully integrating it in Bicol region here. The Pleasant Hills Elementary School is also a partner school for Cha-Ching.

    Complementing this is the Adopt-a-Madrasah initiative, which supports Islamic schools in Mindanao with learning resources, teacher training, and tailored content on Takaful (Islamic insurance), digital skills, and sustainability. In 2025, the programme aims to reach over 1,500 learners across nine madaris.

    These efforts reflect Pru Life UK’s broader mission: to foster inclusion, champion financial education, and empower communities—one classroom at a time.

    Pru Life UK volunteers painted pots and classroom walls in support of Pleasant Hills Elementary School in Mandaluyong City’s Brigada Eskwela programme.

    Pru Life UK volunteers also helped prepare the classrooms of Pleasant Hills Elementary Schoolin Mandaluyong City for the new academic year.

    Reference & Media Contact:

    Lariza Garcia

  • RANG-AY BANK: 70 Years of Excellence and Trusted Service

    RANG-AY BANK: 70 Years of Excellence and Trusted Service

    For seven decades, Rang-ay Bank has stood as a pillar of financial stability and a steadfast partner in the progress of communities across the Ilocos and Cordillera regions. Founded on January 16, 1956, Rang-ay Bank was established with a clear mission: to promote comprehensive rural development by providing crucial credit facilities to farmers, fisherfolk, and small and medium-scale enterprises (SMEs).

    “From our humble beginnings 70 years ago, Rang-ay Bank was founded on the principle of empowering the countryside. We have witnessed firsthand the tenacity and entrepreneurial spirit of the people in the north” said Ives Nisce, Chairman, Rang-ay Bank. “It has been our privilege and our driving force to provide the financial support and trust that enabled countless businesses, from small family enterprises to burgeoning industries, to take  root, expand, and ultimately contribute significantly to the growth and prosperity of our beloved regions in Ilocos and the Cordilleras”, added Nisce.

    UNWAVERING COMMITMENT. The bank’s commitment has always been to make financial services accessible to those who often face barriers in accessing traditional banking institutions.

    SERVING THE NORTH. Over the past 70 years, Rang-ay Bank has played a vital role in the local economy. It has consistently provided affordable and accessible credit to the agricultural sector, empowering farmers and fisherfolk to enhance their livelihoods and contribute to food security.

    Moreover, the bank has been a strong supporter of micro, small, and medium enterprises, recognizing their critical role in job creation and economic growth within the regions it serves.

    “For generations, Rang-ay Bank has strived to be more than just a financial institution in the Ilocos and Cordillera regions.  We aim to be a trusted partner in progress. Our consistent growth and enduring presence are a testament to the strong relationships we’ve built with our communities”, said Ives Jesus Nisce, President and CEO, Rang-Ay Bank. “To be considered the ‘bank of choice’ in the north is an honor that fuels our commitment to continuously understand and meet the evolving needs of our clients”.

    Rang-ay Bank has also embraced progress and innovation to better serve its clientele. It has expanded its network to 31 branches across Region I and the Cordilleras, ensuring its services are within reach of a wider population.

    In addition to traditional banking services, Rang-ay Bank has proactively partnered with various remittance service providers like Instapay & Pesonet, Transfast, and iRemit, offering clients more options for sending and receiving funds. This is particularly important for communities with family members working in other parts of the country or overseas.

    “Next year, 2026 will be a milestone as we celebrate 70 years of Rang-ay Bank. We are excited to introduce a range of enhanced and new financial products, leveraging our upgraded core banking system. These innovations, including expanded digital capabilities and more tailored financial solutions, are designed to provide even greater convenience and value, reinforcing our promise to be a lifelong financial partner for the people of the north” said the President and CEO of Rang-Ay Bank, Ives Jesus Nisce.

    Reference & Media Contact:

    Lariza Garcia